Standard Chartered Bank — WRONG REPORT TO CIBIL

I had a SCB card in the year 2006 April I had paid the due amount through cheque but the bank reflected the amount after 3 months in the meanwhile charged interest, late fee & penalty whey I brought the same to their notice with a bank statement no action was taken hence I returned the card in Septemeber 2006 but to my surprise they have handed over the report to CIBIL stating that I owed them Rs 98000/-. It came to my knowledge through my bankers in 2012. I had to pay forcefully to the recovery agent Rs 18000/- to clear the report. But later I took up the RBI Ombudsman who after seeing the proof proved the bankers wrong and asked them to pay back the amount which they did in April 2012. But had to go through horrible experience during this period. Now to get a CIBIL report why should i pay to them.

RS Gopal