Standard Chartered Credit Card — Because of CIBil I am not getting my Loans sanctioned | |||
I had a credit card of Standard Chartered, I have pay all the dues on time still my name has been put on CBILL because of which I am unable to get the top up loan on my existing personal loan. Could you please let me know as to why my name is shown under CBILL for it when I have paid all my dues in timely manner. Was this information helpful? | |||
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+91 11 3940 4444
+91 11 6601 4444
19, Rajaji Salai, Chennai, Tamil Nadu, India - 600001
I am not from the bank but just another consumer. CIBIL is a repository or information store which provides certain information about a consumer to banks. There is no problem if your name is in CIBIL, the problem is if you have a less CIBIL score. I think the highest is 1000 and it keeps reducing if you have a bad credit history (overdues, cheque bounces, late payments). You can request a CIBIL score report from their website and look for what has happeded in your profile if you have a less score. I have did this before and it was really helpful to me. They do charge you for the report though.
Regards,
Dilip