Standard Chartered Credit Card — SC Bank is Threatening to update the name in CIBIL

Sir/Madam

This is to inform you that I had used standard chartered credit card for some 3 months and stopped using it in the month of Oct, 2008. In my last statement some 500 Rs. late charges were levied by bank which was not justified as I had made the payment in time. After talking to their credit card department I had made the balance payment by deducting these late charges and after that stopped using the card.

After that bank never called me or sent any statement but today (9/04/2009) I have received the call from standard chartered bank saying that Rs. 3000 is pending in my name against the credit card statement, When I asked the statement or the proof that they had sent me the statement, the person refused by saying that he is not handling the courier company and threatened me that they will update my name in CIBIL and in future no bank will give me any kind of loan. This is an evident case of harassment by bank.

Request you to kindly take a suitable action at the earliest.

Regards

Vineet Tyagi