[Resolved] Standard Chartered — Credit card reported in CIBIL after 11 years

Manish Jain

from Noida, Uttar Pradesh

Address:

East Delhi, Delhi

Hi,
4 days ago I applied for a home loand and I came to know that I have a non-payment entry against my name in CIBIL. I enquired about it and came to know that Standard Chartered had reported it against some credit card which was issued in my name in 1999. Now its been 11 years and I don't have any recollection of the card or any transactions that may've happened on it. Neither did Stan Chart try to contact me all those years. I received no phone calls, no emails and no letters in this time.

Now I want to settle the issue and have my name removed from CIBIL defaulters list but I can't seem to reach anyone in Stan Chart. I visited their branch and they said I'll have to use the phone banking. I called them up and I was asked to write a mail to card.[protected]@sc.com I wrote two mails but haven't received a response so far. Please help me here as my loan application is pending.

Thanks
Manish Jain

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Aug 14, 2020

Complaint marked as Resolved

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Comments

Mahaveer Jain

from Mumbai, Maharashtra

Mr Manish Jain

I had also suffered problem similer to you in 2008 and suffered lot. Having suffered due to credit cards and CIBIL in 2008, have decided to help those who are also suffering due to such problems. In last 2 years I have gone through CIBIL Act, Rules and Regulations, severla other RBI guidelines as well. I am personally aware about Standard Chartered that they are doing lot of illegal activity and have already made complaint with RBI. But I want several complaints directly to RBI so that RBI is forced to issue inspection of Standard Chartered, which will bring out lot many surprises.

In case if you find appropriate please revert back to me on my email ID - [protected]@yahoo.com.

CA Mahaveer Jain