[Resolved]  State Bank of India - Bijoypal Sarani — Non -Issuance of Loan Statement

Dear Sir,
My father has taken a house building loan of Rs.9.05 lakhs in May 2006 from SBI-BNR More Branch, Asansol, the A/C no of which is:[protected].
The EMI of the said loan amount came to Rs.9272/- per month, which he has regular in paying.
The account says that, we still owe Rs.9.43 lakhs towards the a/c till date. My father repeatedly have asked them for the up-to date loan statement, for which they have denied us many times.

I have simple calutalation which shows that, the account is reflecting a wrong amount which needs to be rectified immediately, if not then, the branch should give us the loan statement till date.

May -2006 -- May 2009 -- 36 months X Rs.9272 = Rs.333792/-

Non-Payment of EMI for 9 months = Rs.83448/-

Fine & Other recovery charges + extra misc charges for non-payment on ad-hoc basis = Rs.100000/ -
( I have made a assumptions that, this can be the fines & other charges that can be calculated on the amount of Rs.74176/- till date, which I feel is much more, than what it originally is.)

Therefore,
From the above calculations,
It shows that our account should at least reflect a payment of Rs.1.5 lakhs of Rs.9.05 lakhs.
However, our amount is showing Rs.9.43 lakhs. To understand the whole idea behind this mismanagement, I & my father had several times asked for the statement, which is being rejected and we have received a ruthless behavior from them which is beyond our expectations, from such a dignified bank like SBI.

I would like to know the actual status of the A/C, with a clear statement of the floating interest rate that has been charged.
Thanks
Sourendro Banerjee
Mob-[protected]