Comments
I was a regular user of SBI credit card until June 2008.
In the monthly statement of June 2008, I was charged an annual fee of Rs 750 along with other transaction amount.
I made the total payment of Rs 2, 534.93 on 25/06/2008 and requested for cancellation of my credit card, as I was not interested in having a card with annual fee.
So SBI took my request and canceled the card. To make me happy SBI cards reverted back the annual amount of Rs 840 to my account, but after making the card inaccessible.
In May 2009, I got a call from SBI cards Delhi asking the reason for cancellation of my card. I explained her why should I go for a paid credit card when I have free ones available.
She said she will check and let me know if my card was a life time free card. Later she called up congratulating, that my card is a free card and asked my address and said a new card will be sent in 15 days time.
I was happy to receive the new card today which was a so called a free card with no annual fee. But to my surprise when I logged into my sbi card account, the annual fee was already deducted from pending amount.
05/06/2009 ANNUAL FEE CHARGED (EXCL GST 77.25) 750.00 D
05/06/2009 TOTAL GST DEBIT FOR CURRENT STMT 77.25 D
So I am not sure what should I do with my 1 day old card, should I cut it into 4 or 8 pieces or wait for SBI to charge me another annual fee next June ???
In the monthly statement of June 2008, I was charged an annual fee of Rs 750 along with other transaction amount.
I made the total payment of Rs 2, 534.93 on 25/06/2008 and requested for cancellation of my credit card, as I was not interested in having a card with annual fee.
So SBI took my request and canceled the card. To make me happy SBI cards reverted back the annual amount of Rs 840 to my account, but after making the card inaccessible.
In May 2009, I got a call from SBI cards Delhi asking the reason for cancellation of my card. I explained her why should I go for a paid credit card when I have free ones available.
She said she will check and let me know if my card was a life time free card. Later she called up congratulating, that my card is a free card and asked my address and said a new card will be sent in 15 days time.
I was happy to receive the new card today which was a so called a free card with no annual fee. But to my surprise when I logged into my sbi card account, the annual fee was already deducted from pending amount.
05/06/2009 ANNUAL FEE CHARGED (EXCL GST 77.25) 750.00 D
05/06/2009 TOTAL GST DEBIT FOR CURRENT STMT 77.25 D
So I am not sure what should I do with my 1 day old card, should I cut it into 4 or 8 pieces or wait for SBI to charge me another annual fee next June ???
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THANKS AND REGARDS.
H K NIRANKARI
C-6/322, YAMUNA VIHAR,
DELHI-53