This is my distress call against all of the banks issuing Credit Cards to consumers. This is a very weird kind of problem I am facing. None of the banks are issuing me Credit Cards though they are clearly stating that I don't have any 'NEGATIVE CREDIT RECORD'.
It is well understandable how one faces problems on not owning any credit cards. I want to understand the reason why I am not being issued any credit card though I bear no credit record [neither positive nor negative], as I am not owning any Credit Card right now.
My Occupation: Service in Automotive Manufacturing Unit
My current pay package: 4.75 lacs per annum
My recent experience with SBI for a Gold Credit Card [Application No:[protected]]:
1. I was verified twice
2. I was informed my verification is over and my card is being processed
3. I was not contacted to inform that my application is being rejected. I had to check it personally.
I expect my concern to be addressed, this is hurting my ego to some extent. Was this information helpful? | 
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After phone verification, I received a SMS on 02.04.09 stating that my application No.[protected] is under process and to please give them 15 days to process my application. I am yet to receive any communication from them till today i.e. 22.06.09 after 82 days.
My crediability includes a Govt. job, a pay pack of 3 lakhs p.a., a live H.D.F.C. credit card of Rs.2, 25, 000/- with no negative credit record till date. Still SBI ...