[Resolved]  State Bank of India — Cheque bounced despite having balance

Address:

Meerut, Uttar Pradesh

Dear Sir,

This query is regarding the cheque no.203939 dated 18/12/10.

I deposited this cheque for 579 Rs to UPSEB,but it bounced back despite having balance in the account.This is not the first time it has happened and is causing lot of inconvinience to us,as everytime the cheque is bounced,we have to pay the penalty.

This is totally unexpected beahviour and bank should be held liable to all the losses that are incurred to the customers.

Please look into the matter and revert with a legitimate response for the same,also provide the workaround for such problems,so that it does not happen in future.

This complain has been taken up by the bank authorities,and there is no action from their side till now(its 6 months now).We expect a compensation for the mental trauma caused by the State bank.

State bank knows that it is not the customers fault,still they are not taking any action.

Account details:
Account Holder:Shirish Kant Jain/Ragini Jain
Account number:[protected]

Thanks and regards,
Malay Jain