[Resolved]  State Bank of India — PRE CLOSER CLEAN INTEREST RATE CHARGE ON HOME LOAN

Address:

Ahmedabad, Gujarat

Concern Team,

I have taken a Home Loan from the SBI & now suffering from Personal Financial Conditions as well as Mantel Harassment from the SBI Staff of VASANA(Ahmedabad) Branch and RPAC Team.

I have taken a Home Loan from SBI on 06/09/2010 & Loan Account No. [protected] of Rs. 7,83,000/- is since September i am regularly paid my EMI on Time without Fail.

The Project is Under Constructed so the Payment of Rs. 5,91,252/- has been release to the Builder out of My sanction Amount Rs. 7,83,000/-, now i am suffering from Financial Problems at present i am not able to Continue the Loan, so i am cancelling the Flat, as a Genuine Customer i have arrange a fund from my Relatives to Close the Loan.

I have gone personally to My Home Branch "VASANA" ON 11/03/2013 to Pre-close my Loan & i have met the Branch Manager "Mr. Sonigara" & spent the time from 10.30 AM to 1.15 PM at Bank & given the Request for Pre-closer of Loan in written. but i have not received any proper response from him & i have to go to the RACPC office Ahmedabad to Resolve my Problem, i have reached to the RACPC office at 1.40 PM & still waiting till 3.00 PM for the positive response from the RACPC Team but again i am disappointing with the Staff Behavior, i have met the "Officer Maintenance" in the RACPC office & they have given me the Outstanding amount of Rs. 5,14,587/- but my outstanding amount shown in my statement was Rs. 5,04,359/- & after my so many verbal request they are not given me the Calculation or Bifurcation of the Amount Rs. 5,14,587/-.

There are almost 9 working days have been passed but there are not any written Reply has come from the Branch as well as RACPC Team,

Now the Branch Manager Has given the Information to me on 18/03/2013 that the Clean Interest of 17.95% will be charge on Outstanding amount from Disbursement Date to Till Date so pls. request you to guide me on the same & give the reply as early as possible. SBI Has given me the document Copy but the same clause has not mention in the Documents which provided to me as well verbally not given me the Knowledge of the same.

I am requesting you pls. look in to this matter & give the Reply on Urgent Basis as this is the Last Hope for Me.

Sanjay V. Thakkar
Cell:[protected]