[Resolved]  Tata AIG - Health Insurance — Unauthorised debit from credit card account

I had taken a policy No. YTBTM[protected] effective from 30.11.2008 for a period of one year, i.e. upto 29.11.2009. Thus my final monthly installment was due on 29.10.2009.
This policy was sold to me over a telephone, when I was asked to disclose my credit card details and all the installments directly debited from credit card account.
In the month of November, 2009 somebody on behalf of TATA AIG called on my cell phone regarding renewal of policy, when categorically told that I am not interested. Despite this TATA AIG continued to debit my credit card account for Rs. 688/- on each occasion, viz on 29.11.2009 and 29.12.2009. I only realised this when I received my card statements. My credit card account must have been debited on 29.1.2010 also, as I have not received card statement for the relevant period so far. I have already informed Your Customer care center over the Telephone, on 5th Feb., 2010 when I was informed that my complaint has been taken on record and will be acted upon within 15 working days.
Debiting my credit card account without my express consent is not only improper, but also illegal. It was therefore requested in the letter adreessed to M/s TATA-AIG General Insurance Ltd. that the debits made after expiry of my last years’ policy should be immediately reversed. However, nothing is heard from them as yet.
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Aug 14, 2020
Complaint marked as Resolved 
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TATA AIG Life Insurance Co. — Unauthorised debit to Credit Card Account

Dear Sir,

I am holding following 2 policies only and besides these 2 policies i do not have any policies from you.

HCP[protected] & BTM[protected], premium for the said policies are being debited to my HSBC Credit Card for Rs 235.06 & 164.00 respectively. For the period 06.08.2008 to 05.09.2008 of my HSBC Card statement, i found Rs 151.42 has been debited towards premium, but i had never apply for any policies other than mentioned above and nor authorised you to debit the premium to my HSBC Card account. This is not to be done by you, but it has happened. and i will take this matter to CONSUMER FORRUM for this unauthorised transaction done by you without my concern. I am also going to take this matter with local news paper also. How can you done transaction like this without concern of an individual?

HSBC Credit Card — Un authorised debit to my credit card

As a card Member of HSBC i was offered Tata Aig insurance for Rs 10/- per month for two months. During my two months tenure only i cancelled the premium and HSBC continued to debit my premium. No statement were sent to me. Only SMS i get.

Today they are debiting premiums without any limit as they have become their Business Partner. They are not able to tell me the amount of premiums debited and credited to Tata Aig.

I will not make any payment to HSBC now till they credit all the amount they have debited to my Card.

I am also moving to Consumer Forum agaisnt this.It is cheating and strategy adopted by Big Corporates like Tata and HSBC.

Ashokan Achuthan
[protected].
i have received a message today that a payment of rs.3309 is due and a bill has been generated.i do not know why. i never used the card. they should desist from such activities. they should immediately reverse the amount and cancel the card since i do not wish to have the card at all.

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