[Resolved]  Union Bank — delay in granting educational loan

Dear sir,
I have joined for MBA in ICFAI National College.I had submitted the application for educational loan with Union bank of India, during the second week of June.It is more than 2 months, still i have not received the loan .I have approached several banks but only Union bank could provide us the loan since our ward comes under the service of it.After a lot of hesitations the manager Mr. Mani (now being transferred to another branch) received my application.Later on he forwarded the application to the regional office in Coimbatore, saying that the loan would be sanctioned within 15 days or so.But after that they were demanding for documents regarding land but even after submitting it they are making too much of delay.My classes began in July the due date for payment of fees has already got over, I have not received my books since i have not paid the fees and my exams are also nearing.Hence i request you to take the matter into consideration and take the necessary steps.

Note: When i went to the bank to enquire about the loan i found the manager(Gudalur branch, The Nilgiris-Tamil nadu) Mr .Mani in a drunken stage.I had also experienced irresponsible responses form his side.He was last bothered regarding educational loans please take the necessary action as it affects the other customers also.
Was this information helpful?
No (0)
Yes (0)
Aug 14, 2020
Complaint marked as Resolved 
Complaint comments 

Comments

This is the problem of INC in which you have taken admission. This is not the problem o[censored]nion Bank. You cannot force any bank to give you loan. A bank gives loan only if it thinks that its loan is safe. In case of education loans, the banks see the credibility of the institutions. If you take admission in IIM, every bank will come forward to give you loan as the bank sees that there will be no problem in placement of a student.
So you are requested to take admission in some good quality education institution instead of INC/ ICFAI or what ever is the name they run their business under the umbrella of ICFAI.
with due respect i beg to say that, the manager o[censored]nion bank of india, bhagalpur had told me that he dont want to talk in the matter of education loan, and 'i have no time to talk to you'.since one year i am visiting the bank but all the time he made some excuses.So, now i am in a such position to not bearing the fees of my 3rd sem.Firstly he told me to make LIC then he wil talk to me, so i have done LIC policy, and now he is teling i have no time, please go away.
So, i requested to the higher authority to take immediate action against him and provide me education loan
By the i am doing B-TECH.
I WILL BE HIGHLY GRATEFUL FOR THIS.
THANKING YOU.

Union Bank — RTGS byculla branch

Respected sir,
My a/c in yr bank at Byclla Branch. a/c no [protected] Current a/c

but i am getting some problem to do RTGS.Staff of RTGS Department they r

telling i[censored] will pay cash 2day before 11am then also we will sent RTGS next day.

so, I request u please sent our RTGS at same day.



Thanking U


Noor Virani
Many of the nationalized banks offer educational loans to students and our institution also has understanding with some of the leading banks for educational loans to our students. They sanction loans based on the merits of each case and as per the rules of the respective bank. Students are advised at the time of admission itself to approach any of the banks in their area for the purpose of getting educational loan. It is the prerogative of the bank to make an assessment of each application for educational loan and take a decision on grant of the loan based on merits. As far as the behavior of any bank official is concerned, it is a matter to be dealt only by the respective bank management..

S S Prasad
Head - Admissions
INC – HQ

Union Bank — can't get my money

I have been told by a person whom I have been dealing with now for quite some time that he deposited money in an account that was to be transferred to me. He was supposed to be giving me a loan and kept asking for fees to get the process finished. After some time I decided I was done with it and he was to give me back what I had sent. SO he says he deposited it and that I needed to send another fee. But after a few fees I have yet to get my money back. Now I have told them that I want them to send it to me in a check form and again I was told that to get it from the transfer state that I needed to pay yet another fee. If they have my money already I do not see why they need me to send more money to get it to myself. I want to be able to get my money without having to send more money to do so., Please help me to get my money, Supposedly there is $15,000 usd waiting to be transferred to me. THe Union Bank of Nigeria has it I do not know who to talk to because when they communicate by email they do not use a name. I am tired of the bull,. Anita Quinn, [protected]@hotmail.com

Date Expired

Sir, My card No is [protected] . The card expired on 01.11.2014 .I am able to use the card Please help. AMITA TRANSPORT ASHOK JEEVAN

Post your Comment

    I want to submit Complaint Positive Review Neutral Comment
    code
    By clicking Submit you agree to our Terms of Use
    Submit
    Union Bank of India
    customer care contact
    Customer satisfaction rating Customer satisfaction rating is a complex algorithm that helps our users determine how good a company is at responding and resolving complaints by granting from 1 to 5 stars for each complaint and then ultimately combining them all for an overall score.
    Read more
    12%
    Complaints
    3521
    Pending
    0
    Resolved
    408
    Union Bank of India Phone
    +91 22 2575 1500 [Call Centre]
    +91 80 2530 0175 [Call Centre]
    +91 22 2289 2000 [Board]
    Union Bank of India Address
    Union Bank Bhavan, 239, Vidhan Bhavan Marg, Nariman Point, Mumbai, Maharashtra, India - 400021
    View all Union Bank of India contact information