Address: | Mumbai City, Maharashtra |
Dear sir,
We would like to inform that the term “variable rate of interest“ (Vri) means the interest rate announced by dhfl from time to time as its retail prime lending rate and applied by dhfl with spread, if any, as may be decided by dhfl on the loan of the borrower. This has been accepted by you vide the loan agreement duly, signed and executed by you. - sir the loan agreement sign by customer with terms where we got not told by any of your agent and same we get informed as per market interest rates its variable since there is no variance was found and the current status is as below.
My loan is from 5 years and loan interest rate is - 11.2 %
New loan pepole get loan interest rate - 8.35%
Which is just making fools according to you "retail prime lending rate and applied by dhfl with spread" is not reduced but the new finance come to attract new customers and so on you can applied the lower rate for new customers.
You making us more full with conversion scheme that showing 9% rate of interest and bank bank fees 2500+gst
Sir i see the practical situation where i found myself get cheat by you with one sentence "vide the loan agreement duly, signed and executed by you." so means am bound to agreed blindly your rules and injustice and there is no any law against cause i signed the documents.
Sir the farmers also thumb on saokar paper and saokar eat their lands but slowly situations got change all saokar get arrasted while they having papers thumb by farmers cause its injustice while overcharge interest rate...
Double side marketing strategy where one of old customer is bare 11.2% and fresh customers get 8.35%... When new customers get old they also know that the protocol from cheated pepole get signed is not in their side lots of hidden clause mentions.
As per process, we have reduced our retail prime lending rate by 40bps (0.40%) to 18.20%. The benefit of reduced cost of borrowing has been passed to your account by reducing the roi on your loan account thrice i. E. By 10bps in may 2015, by 20bps in november 2015 and by 10bps in november 2016 to 11.20%. - this is just the peenuts and nothing but making full to the customers like me who paid you last 5 years and frustrated with your repetitive answers and cheat.
In case you wish to opt for the conversion scheme, we request you to visit the branch after 01/08/2017. We regret to inform you that we are unable to accept your request for revision of roi to 8.35% or applying benefit retrospectively w. E. F. 01/01/2017. - i will better opt my loan to other bank and advice all to the pepole whom i know dont ever go with dhfl since they are just frauds and cheaters. "expected"we are unable to accept your request for revision of roi to 8.35% or applying benefit retrospectively w. E. F. 01/01/2017. " now will continuously post about your fraud so pepole get aware that not to go with you and found better options know practically how you pepole answered.
Kindly treat this as our final response on subject matter. - i may felt you get tired to reply me but sir as much its about my hard work money am not going to tired and will no satisfied.
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