My loan number with DHFL is BNG31105 this was for my property in Bangalore Whitefiled is from Ittina Builder. I have bought this property in 2008 on loan. After buying the property we got to know that few flats in this property including mine are under mortgaged with KVB and builder can't give us NOC and bank released the loan without any checks and balances. Everyone from other banks got their NOC and this is the only bank which didn’t take any action against the builder as they had setup with the builder. While we have the possession of the house I was stuck with home loan and also inability to liquidate it if required.
I have been paying very high interest and I was not able to even switch the loan to other bank. This has caused me years of stress and impacted my professional and personal life badly. I had to take the hard decision to stop the EMI in between but I was arm twisted and promised by DHFL on their actions against builder and continue with the loan.
Now I have been asking them to help close the loan it's been last 6 month following with them for settlement and I have paid more in interest then the disputed amount they charged.
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