DHFL — No Principal Deduction despite paying EMIs for 2 Years and Loan is still running over PEMI
L
Lakhvinder111
from Chennai, Tamil Nadu
Address:
Mohali, Punjab
I am Lakhvinder Singh. I availed a Plot Loan from DHFL in May, 2013. The sanctioned Loan amount was Rs. 1308673/-. However i asked them to offer Rs. 12, 25, 000/- only. I submitted an application as well to them with this respect. So my EMIs shall be calculated as per this amount only. But they have not started the EMIs yet and i have been paying PEMIs for last 2 years without any default.
Upon contacting branch about this issue, they have confirmed that Some Lein Mark Document is pending. But i was never asked to submit this document. No one even bothered to inform me that i need to submit this document also.
Second issue is that they have given and insurance policy as well to me despite the fact that i never applied for this. They are charging the interest amount as well.
So my main issues are:
1. Scrap my insurance Policy as i never asked for it.
2. Start my EMI on actual availed Loan Amount.
3. And adjust the amount which i paid against PEMIs for last 2 years.
There casual attitude and unwillingness to resolve the issue is costing me a lot.
You are requested to help me out.
Rgds,
Lakhvinder Singh
[protected]
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Dewan Housing Finance Corporation [DHFL] customer support has been notified about the posted complaint.
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Dewan Housing Finance Corporation [DHFL] Customer Care
from Mumbai, Maharashtra
Verified Support
Dear Mr. Lakhvinder Singh,
We have forwarded your query to our customer service team for resolution and they shall revert to you within 72 hours. We request you to kindly get in touch with us on [protected]@dhfl.com or via phone[protected].
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We have forwarded your query to our customer service team for resolution and they shall revert to you within 72 hours. We request you to kindly get in touch with us on [protected]@dhfl.com or via phone[protected].
Regards,
DHFL Team.