Galaxy Enterprises — advance charges and fees loan frauds being committed by new delhi based individuals under fictitious names

Sir, I was a victim of online fraud. The details of the following fraudulent individuals, operating under fictitious company name and defrauding gullible people like me offering loans and extracting advance and fees under some pretext or the other.

Mr. Rajkumar, Galaxy Enterprises Ltd, [protected]. GSM Number available since 2012. Network Operator: Vodafone Location: Delhi Metro (NCR, Faridabad, Ghaziabad, Gurgaon and Noida)

Mr. Nitin, Galaxy Enterprises Ltd, [protected], GSM Number available since 2007. Network Operator: Vodafone, Location: Delhi Metro (NCR, Faridabad, Ghaziabad, Gurgaon and Noida)

Sir, I had a very pressing financial requirement of Rs 1, 00, 000/-.
Therefore, I placed a request online in the famous QUIKR web site, by providing all my personal and financial details.
The web site operator recommended twenty financiers who were ready to consider my requirement and lend money to me.
One such company was the so-called Galaxy Enterprises, represented by Mr. Rajkumar and Mr. Nitin, which I first innocently approached for financing me to meet my emergency requirement.
I sent all my financial information.
Mr. Rajkumar called me on 09/03/2018 in the afternoon and informed me that, my loan was approved, and I must pay an advance up front refundable deposit of Rs 3, 850/- for locking fees for my loan.
In my eagerness to obtain the loan, I transferred the money on the same date please consider the following details

Date: 09/03/2018 RRN Reference number–[protected] to their IDFC Bank (IFSC Code: IDFB0020101) account number: [protected], amount Rs 3, 850/-

After series of conversations Mr, Nitin called me and told me that, my verification was complete and my loan amount of lakh for one year on EMI basis was approved.
I was advised to contact Mr. Rajkumar for further documentation.

Mr. Rajkumar sent me a loan sanction letter and called me at about
10.25 Am on 10/03/2016 and told me to deposit Rs 10, 000/- towards documentation charges as per the sanction letter and the amount of one lakh will be transferred to my account online.

After a series of discussions Mr. Rajkumar assured me that, their Hyderabad team will come and visit my residence for verification and remit one lakh in my account immediately through IMPS by 4.00 Pm. I promptly transferred Rs 10, 000/-.

Date: 10/03/2018 RRN Reference number–[protected] to their IDFC Bank (IFSC Code: IDFB0020101) account number: [protected], amount Rs 10, 000/-

We exchanged a lot of phone calls and messages on WhatsApp.
Mr. Rajkumar called me and began apologising that, there was some problem in his company and they could not disburse the loan and I must wait till Monday (12/03/2018) for receiving the loan money.

Later in the evening the same Mr. Nitin assured me, when I called him, by saying that, the loan money will be credited on 12/03/2018 or 13/03/2018, if not possible he would return my advance money.

Sir, I waited till Monday (13/03/2018) and sent them messages to return my advance as it was evident that, they would not give me the loan.

Now it was at this juncture that Mr. Ganesh came in to the picture and began answering my calls and messages in that name. This man tells me that, I must deposit another Rs 5000/- and the loan will be credited by the same evening (on 13/03/2018).
I released that, these people were trying to extract money from me under some pretext or the other.

At this juncture, I began seriously demanding the refund of my entire deposit money of Rs 13, 850/- from Mr. Rajkumar and Mr. Nitin several times through calls and messages.
They even assured me that, my money will be refunded shortly. No such thing happened.
I was surprised to receive a call at about 8.32 Pm from Mr. Nitin and he assured me once again that, he will refund my money in half an hour online.

Sir, I did not receive any refund of my money.
I sent them messages on WhatsApp, as well as several regular messages. Their mobiles were switched off.
I realised that, I was duped and that, I was a victim of another online fraud. This company loan sanction letter in my case has the following address.

Galaxy Enterprises Ltd, Thakur Road, Asha Nagar, Kandivali (E), Mumbai-400101. These persons Mr. Rajkumar ([protected]) and Mr. Nitin ([protected]) were from New Delhi as their mobiles showed as per location.

I least expected a famous website such as QUIKR could recommend fake and fraudulent companies such as these.
Sir, had QUIKR not recommended this financier Galaxy Enterprises, I would have never approached them nor entertained them for my loan requirement.

In this connection, I verified with the Ministry of Corporate Affairs Website.
I found out that, this company Galaxy Enterprises Ltd., does not exist since, it does not have a valid Company Identification Number and that its NBFC registration number with Reserve Bank of India is also fake.

I also realised that, this QUIKR does not even verify the genuine credentials of these financiers, before recommending them to gullible customers.
It is evident that QUIKR is encouraging these fraudsters to use their online platform and even recommending them to customers. Sir, please help me recover my money.