HDB Financial Services — Personal loan fraud by amit gupta and rishabh bajaj

Address:

Mumbai City, Maharashtra, 400022

Sir,

I mr. Raghuveer d kamat has been cheated by the delhi based persons amit gupta introduced himself as manager of hdb finance-mobile no: [protected] & rishab bajaj introduced as asst manager - mobile no:[protected]. First they called me in the month of april’ and sold the policy of bharti axa policy no:-9721616 & assured me of loan sum of rupees 4 lakhs+15k as commission so the total loan amount what i was promised was 4.15 lakhs against the purchase of policy. Loan approval no:-bir0526262i was give to me and i was told that my loan was approved. I was told that i will have to pay 40k every year for next 10years for the insurance as premium. On maturity after 10years i will get 8 lakhs out of which my loan amount of 4lakhs +1.30 (30% interest) will be deducted and i will get 2.80lakhs inhard. I was asked to pay a cheque of 40k as first premium in the name of “bharti axa life insurance”which i had to borrow from my friends as i was short of cash& made a payment. Then i was was told that i will get the insurance paper posted to my home address within a week which i got at my doorstep on 4th june’16. But i didn't get the papers saying i will get 8lakhs. The bond paper stated that i will get 4.60lakhs on maturity. Then i was told by rishab & amit that i will get my loan amount credited to my account in 15 to 20 day once i get the money i will also get loan agreement paper in which the maturity amount of 8lakhs will be mentioned and also the breakup will be given so not to worry. Then after 10days one fine day rishab calls me and tells me that i have to pay 30k more which is required to clear the noc on my loan account. I refused him and told him i was not told about this when i agreed to go ahead with the scheme for which rishab & amit said they have waived it off for me as a special case so i don’t have to pay it. Then again on 1st july’16 amit called and said your loan money is ready. He asked me to pay service tax of 8k so that he can credit the money in the account same day. I did so as he convinced me that that money will be deducted from my next yearly premium of my insurance which is 40k so i will only have to pay 32k so i agreed. He asked me to make a payment in icici bank ac no:[protected], ifsc:-icic0001824 which belongs to pankaj kumar - mobile no:- [protected] (Accounts manager). After making the payment amit told me that i will get the loan amount the very next day. Then he was never in touch i called him but he never picked my call. I called rishab he told me that there is some funds issues with hdb finances and i will not get my loan amount now it will take another 15 days i was promised that i will get in by 30th july. When i checked there was no money. When i called rishab & amit they didn’t reply. Then after a week rishab called me and told me that i will get the money on 22nd aug’16. I checked but i didn’t get any money. Then again he told me its delayed and i will get the money on 2ndsep’16. I didn’t get. I called him but from that day till date his phone is switched off. Now amit gupta again came into picture & he promised me that i will get the money on 22ndaug’16 200% but i didn’t get it again. Now again he promised me 30th sep’16 i will get the money 400% but i didn’t get the loan amount. When i had asked him about rishab he had told me he had gone to australia for office work and will come back in a week but even today if i call rishab bajaj his phone is off & amit gupta is not picking my call. He had promised me if i don’t see my loan amount credited to my account on 30th sep’16 i will get full refund of 48k which i have paid for insurance & the insurance will get cancelled.
I request you to take stringent action against amit gupta & rishab bajaj for this scam & refund my money. I cant afford to loose 48k. I hope you as an organization will help me and support me to expose both of them and will pay back my money. If i don’t get positive result from you i will have to forward all the details and phone records of the calls to mumbai crime branch so that i can trace them both and put them behind bars and also recover my money. Looking forward for your positive reply.

Thanks & regards,

Raghuveer d kamat
[protected]/[protected]