[Resolved]  HDFC Bank — charged amount of non maintenance charges

Address:	Nellore, Andhra Pradesh
Website:	[email protected]

I had opened an salary account in hdfc bank, nellore, dargamitta branch, but i left my job in nellore due to personal issues, and i changed my place and went to hometown, i'm not at all operating the account since december 2017, but at present my account has negative balance of rs -6, 686.63 as of now, please waive of the occurred non maintenance charges from my account so i can proceed to close the account,. I cannot visit the homebranch as my condition does not allow me to do so. So i can visit local branch and close my account. I clearly mentioned all these to hdfc bank via email but instead they replied me as "these charges are levied for not maintaining average monthly balance.

Average monthly balance is calculated out at the end of the month. This is the average of the closing credit balance in the account at the end of each day during the calendar month (I. E. A total of the daily closing credit balance divided by the total number of days during the month).in case this average is less than the minimum prescribed for your account, the charges for non-maintenance will be levied at the beginning of the following month along with the gst at the applicable rates."

I'm not working, without any job, without using the account at all, how can i pay the amount?

Please waive of the occurred non maintenance charges of rs 6, 686, so i can close the account

Thanks & regards,
B. Chakri sarvani
Ac no - [protected]