[Resolved]  HDFC Bank — hdfc credit card over limit charges

Address:#121, Shivaji Road, Shivajinagar, Bangalore-500051, 560045

Cust id 69069284,

I have been charged over limit fees of 590 ie 500+90 gst. I have increased my limit by next day. Could you please refund over limit fees. It has gone over limit only for two days or else i was planning to cancel my credit card. I have shared the customer id and credit card number. Could you please resolve this issue. My email id is [protected]@gmail.com.

Thanks
Farhan
Was this information helpful?
No (0)
Yes (0)
Apr 3, 2019
Complaint marked as Resolved 
HDFC Bank customer support has been notified about the posted complaint.
Verified Support
Feb 28, 2019
HDFC Bank Customer Care's response
Dear Customer,

We observe from our records that your card usage has exceeded the credit limit assigned to your card account and hence over limit fee has been levied. To explain it further, when the total outstanding on your card account (including the balance principle loan amount if any) exceeds your assigned credit limit, an over limit fee of 2.5% of the over limit amount subject to a minimum of Rs.500.00 would get levied.

-Zubin
HDFC Bank Customer Assistance
Verified Support
Mar 01, 2019
HDFC Bank Customer Care's response
Dear Customer,

We observe from our records that your card usage has exceeded the credit limit assigned to your card account and hence over limit fee has been levied. To explain it further, when the total outstanding on your card account (including the balance principle loan amount if any) exceeds your assigned credit limit, an over-limit fee of 2.5% of the over limit amount subject to a minimum of Rs.500.00 would get levied. Owing to your relationship with the bank we have arranged to reverse the over limit fee of Rs 500 levied in your credit card. GST remains payable. The reference number for your request is [protected].

-Manoj
HDFC Bank Customer Assistance
Complaint comments 

Comments

I received my HDFC credit card, and tried so many times to create PIN but failed. I tried this activity on ATM and through mobile also. Kindly suggest how to receive OTP on my registered mob.

Sunil Trivedi
[protected]@gmail.com
Card collection department is harassing in another level shall I finish my career because of you and u r pressurising to do suicide.
I have told that I will do the payment by feb28 still calling me multiple times

Post your Comment

    I want to submit Complaint Positive Review Neutral Comment
    code
    By clicking Submit you agree to our Terms of Use
    Submit
    HDFC Bank
    customer care contact
    Customer satisfaction rating Customer satisfaction rating is a complex algorithm that helps our users determine how good a company is at responding and resolving complaints by granting from 1 to 5 stars for each complaint and then ultimately combining them all for an overall score.
    Read more
    58%
    Complaints
    32724
    Pending
    0
    Resolved
    18404
    HDFC Bank Phone
    +91 22 6160 6161
    +91 22 2498 8484
    HDFC Bank Address
    Branch 542, Trade World, A Wing, Ground Floor, Senapati Bapat Marg, Lower Parel, Mumbai, Maharashtra, India - 400013
    View all HDFC Bank contact information