[Resolved]  HDFC Bank — hdfc: interest deducted even after canceling the order, i bought using 0% emi option

Hello,

I bough a phone from flipkart using 0% emi and had to cancel the order as they could not deliver the product on time. The bill of my credit card got generated before they processed the refund, and bank changed interest. Now both hdfc and flipkart are denying refunding the interest they charged.
Hdfc is saying that they have given emi amount to flipkart, but flipkart has given me in writing that they did not receive the emi part, which clearly shows that hdfc is lying and they are not in mood to refund the amount.