HDFC Bank — hdfc personal loan - rejection of approval

Address:Saharsa, Bihar, 852201

Hdfc bank sent the sms like that-"congratulations! Your completed personal loan app is now accepted. Pls quote ref no.65104021 for any status update -"

But within 24hr the executive informed thet there are some civil regarding the previous consumer loan from hdfc bankand mahindra finance, which is already paidup...
I want the explanation regarding that matter...
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