[Resolved]  HDFC Bank — lien amount deducted from account for not using credit card

Address:Bangalore, Karnataka, 560103

Hi sir,

This is regarding my complain for account number:- 501002*0152.
Complain number :-hbl=[protected]
On 13th august an amount of rs 4300 was debited from my account it came to my notice when i checked my account balance the following day. On 16th august i raised a complain and i was promised a call back from customer service. On 19th august i. E, today i received a call from the hdfc credit card customer service and they mentioned me that this money was deducted as it was a lease amount for my credit card.
The first thing i want to mention is that i have never used the credit card and it was provided to me by the bank even after denying for credit card and tilll date not a single transaction was done by me as well as nothing was informed to me regarding this unauthorized transaction. My account went to minus.
I request for a proper clarification and if this the scenario i will have to transfer my salary account to other alternate bank.
I request you to take up this matter urgently and help me to recover my money.

Name: debanjana mukherjee
Account no.:-501002*0152
Type of account:- salary account.
Complain number :-hbl=[protected]
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Sep 29, 2019
Complaint marked as Resolved 
HDFC Bank customer support has been notified about the posted complaint.
Aug 26, 2019
Updated by Mdebanjana
I request you to block my card as I do not want to avail the credit card service from your bank and I request you please return the lien amount as it is my hard earn money. In spite of not using the credit card your bank charged me money is this the way you guys show responsibility towards your customers.

Please Return my money and Block my credit card or else I have take legal action against your bank.

This kind of Service from HDFC Bank is not acceptable.
Verified Support
Aug 27, 2019
HDFC Bank Customer Care's response
Dear Customer,

We have reviewed your comments expressed and you may look forward to receiving a response to your e-mail id in 3 working days. We request you to bear with us in the interim. The reference number for this interaction is[protected].

-Nadia
HDFC Bank Customer Assistance
Verified Support
Aug 27, 2019
HDFC Bank Customer Care's response
Dear Customer,

Credit Card despatched through Blue dart courier vide Awb - [protected] on 17/07/2019 is pending for delivery on 19/07/2019 for the reason ADDRESS UNLOCATABLE/LANDMARK NEEDED. We request you to update the mailing address. To change the mailing address / contact detail in your credit card account we request you to send completed change of contact detail form to our mailing address. You can download the form from the below link.
https://www.hdfcbank.com/assets/pdf/change_address_contact_details_email_id.pdf
Please send the completed form to our mailing address mentioned below
HDFC Bank cards Division
PO BOX #8654
Thiruvanmiyur P.O.
Chennai 600 041

-Nadia
HDFC Bank Customer Assistance
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My noc not received my two wheeler loan ac no 52942160 name nirajkumar kamal naryan prasad phone no [protected] my address 54 Astik nagar garodra nahar Road surat gujarat 395012

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