[Resolved]  HDFC Bank — Personal Loan

Address:

Gurgaon, Haryana, 122001

Name - Vishal Thakur
Loan Account - 3616356
Loan Amount - 130000/-

1. I took Personal loan on 08/21/2015 and have been paying EMI till now.
Whenever I deposit the EMI amount in my saving account I am being charged by mentioning "AMB CHRG INCL ST & CESS FOR JAN2017" every month. Due to this my EMI amount get affected and also being charged for the late payment. I also getting calls from the collection department to pay the remaining amount.

"Please stop this"

2. From next month I wont be able to pay the EMI, However I will pay the whole pending amount after 2 months.
Reason for not paying the EMI onwards that I have lost the job and waiting for the PF amount which will be credited on the 3rd month after relieving from the job. After getting the PF amount I would be able to pay my remaining amount.

3. I wont be able to stay in Gurgaon for long because I am unemployed and its hard to survive without money in Gurgaon. Before going back to home town I would like to pay the remaining amount in single payment.

I also had the credit card and paid the whole amount in a single payment after 2 months.

So, Please understand the situation give me some time to pay the remaining amount with the help of friends and after getting the PF amount.

I am really thankful that HDFC Bank provided me the personal loan and I would really appreciate if you people settle down the above mentioned request.

Thanks
Vishal