[Resolved]  HDFC Bank — policy lapsed

Address:Faridabad, Haryana, 121002

This is to inform that i feel being tortured by hdfc life. I made a payment towards my policy no. 15281371 in june 2017 and i received a payment receipt intimation from them too. After 2 weeks the payment was returned back to my account which i did not see and as the policy showed "in force" status online so it was ok. After 6 months i get a policy lapsed notice from them stating that i did not make a payment towards the policy. I have simple question why did hdfc life did not lapse the policy immediately after a month of non-payment. Why did i get an email in 1st week of april 2018 that my policy was lapsed. It looks clearly from your hdfc end that they wanted to loot the money from customer and waited for that much time. Also in case if i would have expired during this long tenure of 6 months and if my family would have tried to claim the money, they would have rejected the payment. This is the quality of hdfclife.
I also agreed to make the payment but they say that they want full payment with penalty charges which i disagree to pay. Actually their whole aim is to extract extra bucks out from customers.
I would request in this forum to all not to buy their products and also i will take this matter with the consumer court.
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May 24, 2018
Complaint marked as Resolved 
HDFC Life customer support has been notified about the posted complaint.
Verified Support
Apr 23, 2018
HDFC Life Customer Care's response
Hi, the details would be looked into and you shall be responded by us post checking the details via email from registered Id. Incase you have not written to us via email, do share the same to [protected]@hdfclife.com and confirm to us here.
May 04, 2018
Updated by charity123
I have already sent the details to your suggested email id but I am yet to receive any reply from your end. The delay in terms of revival is attributable to HDFC Life. I understand that in case if I die due to any reason, HDFC life is liable to pay my family the due amount of INR 50 lakhs.

Best Regards
Charit Bholowalia
May 22, 2018
Updated by charity123
No feedback received from HDFC Life. Very poor response.
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