HDFC Bank — Short settlement request

Address:	Mumbai City, Maharashtra, 401107
Website:	HDFC

Credit Card Settlement

Dear Mr. HDFC Bank manager/Loan Officer/Sr. Executive manager


This is Suleman Shaikh holding HDFC Credit Card(545226XXXXXX9667) now these days I am getting calls from collection agencies. I have personally met Mr Manohar(Deputy Manager) Mr Deepak Menon and Mr Gaurav Uniyal (Senior Managers Chakala Branch)all of them were very cooperative.Currently I am in deep depression and the only option left for me is to commit suicide if this is not resolved.


Below are my details...


Name- (as it appears on my credit card): Suleman Shaikh


Address-Flat 401, C/43, Sector 5 Shanti Nagar Mira Road East Thane 401 107

Contact number(s): [protected]

Current Outstanding-184000 (including interest and other non payment charges)

Proposed short settlement amount-INR 50000

So Dear HDFC Bank,

I am approving the above details myself as I am the victim of holding a CC and not making the payment of outstanding amount.


Summary: As I already stated that I have used this credit card and not able to make payents. So I noticed from past few months that the HDFC Bank collection agents started harassing me...That is very natural I do not have any complaints regarding this from HDFC bank.

Reason for not paying out my installments:

Dear HDFC Bank I got heavy loss in my business in the year of 2015. I tried my best to clear all the outstanding amounts but now I don’t have capacity to pay due amounts. & now I am completely depended on my relatives and my credibility is also zero in other banks due to name in CIBIL. So now I want to settle my credit card outstanding with the help of my relatives. I have met Mr. Deepak Menon and Gaurau Uniyal and offered them the settlement amount of INR 50000 but he asked me to pay INR 100000.Mr Gaurau Uniyal said that he will try to further reduce the minimum amout by[protected], I do not have the capacity to pay INR 100000 due to my financial condition therefore I am agreeing to pay 50000. Now it’s my polite request with bank to settle my credit card with this small value with considering my position.


This is enough and I just want to say that I have closed my business completely and I am still is Jobless and as the HDFC Bank harassing me day by day now a days so I have decide to settle the whole amount at one time with the help of my Relatives/ friends and Parents...


So I requested to you Dear HDFC Bank Please show your mercy on me and please call me and please settle my credit card as soon as possible as one time settlement.


I will be very grateful to you...

Following are my details for your convenience Sir:

Name: Suleman Shaikh

Credit Card no-545226XXXXXX9667

Address: Flat 401, C/43, Sector 5 Shanti Nagar Mira Road East Thane 401 107


I will be very oblige if you can decide a minimum settlement amount for my credit card...


Thank You HDFC Bank...