[Resolved]  HDFC Bank — sold insurance product with false/fake information

I work and reside at Bangalore and I have purchased a policy from HDFC Life Insurance with details as follows:
Application No.:[protected] | Premium: INR 31350
Plan: HDFC Life ClassicAssure Plus | UIN: 101N089V04

An insurance advisor from HDFC Life named "Mr.Manikandan" from Chennai contacted me before 3 months based on my HDFC credit card usage. He was continuously following me for the past 3 months. He convinced me to purchase the above mentioned product saying me that HDFC offers No Cost EMI if I purchase the policy using my credit card or company will give me 5% cashback offer. Trusting his words and his lady senior manager (not sure who she was), I paid the premium amount for the product in online using HDFC portal. 2 days after I noticed that there was interest charged in my credit card account. Next day I got a verification call from HDFC and based on the conversation with the representative I noticed that the company doesn't provide any such offer. Also instead of collecting the filled in form directly, he was asking me to take a printout, fill, scan and send the form back. He was also asking me to send the scanned copy of my signature alone so that he will fill other details. Based on these incidents, I made a call to HDFC Life customer care and enquired about it. They were so lethargic and they asked me to contact the same advisor back. Now he is not responding to my calls. When I sent a mail to HDFC Life to cancel my policy and refund the money back, they are asking to provide so many documents. I can't understand why the customers should feel stress because of these cheating people from HDFC. Let me see how this issue goes on.
Was this information helpful?
No (0)
Yes (0)
Dec 4, 2019
Complaint marked as Resolved 
Finally they refunded my money back.
HDFC Life customer support has been notified about the posted complaint.
Complaint comments 

Comments

I got a call frm Mumbai for the policy and Rs 50k deducted from my account on 11th Dec 2018.I want to know my free locking period for policy.If I want to cancel what is the procedure.plz update.

Regards
Alok
Delhi
HDFC Life Customer Care's response, Jan 12, 2019
Hi, if policyholder have any unresolved issue with respect to your HDFC Life policy. Kindly inform to the customer that write to us at [email protected] from his / her registered id to have the same look into and addressed.

Post your Comment

    I want to submit Complaint Positive Review Neutral Comment
    code
    By clicking Submit you agree to our Terms of Use
    Submit
    HDFC Bank
    customer care contact
    Customer satisfaction rating Customer satisfaction rating is a complex algorithm that helps our users determine how good a company is at responding and resolving complaints by granting from 1 to 5 stars for each complaint and then ultimately combining them all for an overall score.
    Read more
    58%
    Complaints
    32724
    Pending
    0
    Resolved
    18404
    HDFC Bank Phone
    +91 22 6160 6161
    +91 22 2498 8484
    HDFC Bank Address
    Branch 542, Trade World, A Wing, Ground Floor, Senapati Bapat Marg, Lower Parel, Mumbai, Maharashtra, India - 400013
    View all HDFC Bank contact information