HDFC Bank — suggestion: must ask otp when transferring funds to added beneficiary

Hi hdfc care support,

This is with regards to the security concerns using net banking.
(Please take this into account as a suggestion)

When transferring amount to the added beneficiary, it doesn't ask for any otp/verification.
Ideally it should ask some security verifications, also when transferring amount to the added beneficiaries.

Please let me know why there is a lack of the major security verification in the net banking and also let me know if you already have these ideas in the pipeline items that should be implemented.

Thanks
Shubham
[protected]@gmail.com