ICICI Bank — Cash Debit

Hi this aswini, I have taken by phone emi from zest money app connected with my savings account icici bank. That emi date is every month on 5th date for 9months before that I have paid for 6months on 30th every month but my last due date every 5th...this month I don't have cash to pay on 30th so tht last due date I will pay on 5th May... AMT WILL REFLECTED ON 5TH MAY... AFTER THAT SLOWDOWN AH AUTO DEBIT IN MY ACCOUNT ONCE I WILL SEE MY STATMENT STATUS AMOUNT WILL DEBITED WHAT A RUBBISH IS THIS... I NEED CLARITY WHAT ABOUT ECSRTNCH...I WANT MY CASH RETURN BACK AND CLOSE IT OFF IF THERE EMERGENCY WE DONT HAVE CASH...KINDLY CHECK AND CONSIDER...IF PEOPLE ARE KNOWING MEANS WHAT IS ECSRTNCH WILL FACE IT ...I NEED MONEY THATS IT...I WILL SHOW YOU ONE PICTURE SO MUCH AMOUNT WILL DEBITED KINDLY ADDRESS IT