ICICI Bank — DDA Cheque Returned as my family no more lives at given form address

Address:

Pune, Maharashtra

Application No. - 6019536 Applicant Name - Shiksha Mishra I have moved to Pune and my wife (Shiksha Mishra) also recently joined me. The address which I provided is my own house but now my tenant lives there. He said the cheque came but it returned back as my wife is not there now. Now, tell me the procedure so that refund can come either in my account (from which I made the payment) or my wife's account which was mentioned with all NEFT details. I am not sure WHY NEFT IS NOT BEING DONE WHEN ALL DETAILS ARE ABSOLUTELY CORRECT. This is ridiculous that all this was focused very much at the time of filling application. Looks like you guys are going with cheques so that many people will either delay the redemption or cheques will be returned in cases like me. So, ICICI can enjoy that money more in their account. NEFT would have deprived you guys from it in 1 minutes. Get this resolved ASAP and I want my refund through NEFT else I will go judicial route.