Bank ARM had opened my Demat Account without my permission - just to fulfill his targets and I was totally unaware of it.
I got the Demat annual maintenance bill on 7th Nov 20222 and the very next day I raised a service request SR[protected] to close the Demat account on 8th Nov 2022.
Unfortunately, the bank deducted 826 rupees from my ICICI salary account on 9th Nov which I never opened willingly.
I have asked for a refund of the deduction of 826 rupees as I never used a Demat account in life and never opened it.
The bank has closed my Demat req but I have not received any refund yet.
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ICICI Bank Customer Service Team