ICICI Bank — High mab charges without prior notification | |||||
Dear sir/madam, This is swaroop kanwar, holding an icici saving b/a :[protected]. My complaint is related to the minimum account balance charges, that bank has debited from my account without even notifying their policy changes, if any. Icici bank is simply debiting amount from my account without any prior information. I think icici bank is not even following the guidelines mentioned by rbi. Previously minimum account balance for my account was 1000/-rs but they made changes in their minimum average balance policy and its charges without sharing any prior notification. Bank is simply doing fraud with its unaware customers. Earlier mab charge was very less but suddenly bank raised it highly without notifying. Please find the below details for all the transactions made by bank. I tried to get in touch with the bank on their helpline but they said that they can't do anything about this: [protected] mabchgs-jan16+stax 458.00 [protected] mabchgs-feb16+stax 458.00 Please take some action against this bank for not complying. These amount were deducted from my account without prior information. This is causing severe inconvenience for me. Bank branch address: Balotra sadar bazar Near bus stand, balotra-344022 State-rajasthan Balotra Response awaited. Thanks, Swaroop kanwar Was this information helpful? | |||||
ICICI Bank customer support has been notified about the posted complaint. | |||||
2 Comments | |||||
Comments
While opening a demat account with ICICI, i was told that a savings account would also have to be opened, no information on minimum balance was provided. Since it was not my primary salary account, i never maintained the amount and when i finally started using the account for my salary credit, all balance MABs started being deducted without any information to me. it has been to the tune of 7000/- Rs. so far. How can the bank deduct such a big amount without informing the account holder of such a clause. More so when the account was inactive for over a year and a half. So, if i had not reactivated the account. I would have owed the bank in Lakhs in a decade.
ICICI Bank Customer Care's response, Aug 22, 2016
Verified Support
Dear Customer,
We regret the inconvenience caused. We request you to email us your concern with your contact details on [email protected]. Please mention the UID (a37noe_aaab) in the subject line of your email. Our official will assist you.
Regards,
ICICI Bank Customer Service Team
We regret the inconvenience caused. We request you to email us your concern with your contact details on [email protected]. Please mention the UID (a37noe_aaab) in the subject line of your email. Our official will assist you.
Regards,
ICICI Bank Customer Service Team
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We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.
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ICICI Bank Customer Service Team