[Resolved]  ICICI Bank — High penalty on credit card

I have credit card with 20000 limit and m not able to pay that amount due to covid — i applied moratorium bt request rejected by bank// now they have charges huge amount and asked me to pay minimum 16000 immediately and total due amount is 53616 itna jada bna dia amount 20000 ka or covid me 13000 ki salary me gher chalau ya inki jeb me dalu// mere pass marne k alawa koi option ni h ab bcz mai ye amount nhi pay kr skti or ye log 2-3 mahine me 1 lac tk phucha denge// fr kis trh haras kreneg pta ni to its bttr mera naam dead book me aa jaye to inko tasali milegi shyd