ICICI Bank — Interest charges applied even after paying the outstanding bill

Address:411001
Website:www.icicibank.com

Hi,
I am using icici credit card, my credit card bill was rs. 10, 209.8.
I got mail from icici bank as payment reminder which was like

"payment on your icici bank credit card account no 5241 xxxx xxxx 6005 is due on 13/03/2016. You may choose to pay the total bill amount of rs. 10209.8 or the minimum amount of rs. 520"

This clearly states that the minimum paid amount to bank should be rs. 520.
I paid the bill of rs. 10, 000 on 11th march 2016 and due date was on 13th march 2016. Even after paying 10, 000 rs instead of the small minimum amount as specified by the bank ( i.E 520). In the next month statement i got interest charges applied on me.
The strange thing is that the interest charge was rs. 1001.60 for the outstanding amount of rs 209 (Only). This is just pathetic and unbelievable.

I wrote a mail to customer care but the responded "

You are our esteemed customer and we value your relationship with icici bank. However, based on the bank policy, we are unable to reverse any charge on your card account.
We regret our inability to comply for the reversals in the credit card account."

I have got the authorized mail from the icici bank regarding the minimum amount to be paid and thus want to challenge this decision of apply the interest charges on me.

Please let me know what else info we need to submit.
Was this information helpful?
No (0)
Yes (0)
ICICI Bank customer support has been notified about the posted complaint.
Complaint comments 

Comments

Dear ssharik,

We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a38fj9) in the subject line of your email. Our official will assist you.

Regards,
ICICI Bank Customer Service Team

Post your Comment

    I want to submit Complaint Positive Review Neutral Comment
    code
    By clicking Submit you agree to our Terms of Use
    Submit
    ICICI Bank
    customer care contact
    Customer satisfaction rating Customer satisfaction rating is a complex algorithm that helps our users determine how good a company is at responding and resolving complaints by granting from 1 to 5 stars for each complaint and then ultimately combining them all for an overall score.
    Read more
    65%
    Complaints
    23615
    Pending
    2046
    Resolved
    14247
    ICICI Bank Phone
    +91 22 2653 1414
    ICICI Bank Address
    ICICI Bank Towers, Bandra-Kurla Complex, Mumbai, Maharashtra, India - 400051
    View all ICICI Bank contact information