Dear Sir/Mam
Within last Six months of time icici bank has charged Rs.7318 and Bajaj finserv charged Rs.3000 as NACH_AD_RTN charges or you may say bounce charges, I bought a laptop worth Rs.30000 as was learning some IT course after losing my job, For a loan of Rs.30000 I have been forced to pay Rs.10318 extra charges without any prior intimation and without any intimation after deductions. I have taken a bajaj finsrv product on emi amounting Rs.5333 per month and the linked account was ICICI and due to losing my jobs, i failed to maintain sufficient balance for six months only and but the month of Sep'2022 till now ICICI is deducting a large amount without my knowledge nor they have informed before deducting.
After debit no sms or mail intimation given and i was not aware of insufficient fund my auto debit bounced and the same scenario started repeating .
So its my kind request to look into the matter as i am already frustrated and also effecting my financial balance, as I belong to poor family. Even Rs.200 is also very important for me.
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