ICICI Bank — NACH_AD_RTN_CHRG~INGENOT was credited 4 times in a month

Address: Icici bank, Velachery

We have taken loan from ICICI and we are paying emi every month. We missed one month. And I suppose they should take the penalty amount of Rs.590 once. But for the month of May 2021, they had taken Rs.590 for 3 times (23/05, 24/05, 27/05) I couldn't maintain balance in the bank.

Why my amount was deducted these many times from my account?
These happening for past 1 year. I had lost so much money in my account.

How can you guys take all the money from the savings account without any notice. This is unlawful. Please check and refund all my money. Else I have to deal this legally.
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We have taken loan from ICICI and we are paying emi every month. We missed one month. And I suppose they should take the penalty amount of Rs.590 once. But for the month of Jan 2022, they had taken Rs.590 for 3 times, I couldn't maintain balance in the bank.

Why my amount was deducted these many times from my account?
These happening for past 9 months. I had lost so much money in my account.

How can you guys take all the money from the savings account without any notice. This is unlawful. Please check and refund all my money. Else I have to deal this legally.

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