[Resolved]  ICICI Bank — Suit filed marked in my CIBIL

Address:

H.No. 779/31, Saligram Bhawan, Nagra

Hi team,

I am writting this regarding a suit filled marked on my Cibil against Personal loan taken from ICICI bank.
Last year me and one of my family member got Covid and it took me 2 -3 months to recover from that and because of this my financial condition got unstable and I was not in a position to pay my EMI's for 5 months approx. Before that I have paid around 20 EMI's without any miss and till now all my EMI are paid on timely basis.

For that period which I was not able to pay my EMI, I have cleared all that in one go and made the payment of 54000 approx in August 2021. Still not sure why after 7 months suit filled has been marked. Can you please let me know despite clearing all my dues I have take this suit filled just because of COVID situation in my family last year.

As now I am the only earning person in my family and need to take care of my parents as well as in couple of months my younger brother is going to be married, I am
Not sure from where I can get personal loan. All banks are rejecting my application asking to get remove this suit filled. I am now feeling depressed from all of this pressure and not sure how to cope up this.

I requested ICICI bank with folded hands to consider this letter as an apology for not paying those 5 EMI's and remove this suit filled immediatly. Till now all my EMI's are cleared and there is no pendency from my end.

( Attaching CIBIL report and for your reference)

Thanks,
Prateek Sharma
Ph. [protected]