[Resolved]  ICICI Bank — Unjustified ICICI Bank nach ad rtn chrg

Address:ICICI BANK NTPC KANIHA , DIST-ANGUL ODISHA 759117

Within one month of time icici bank has charged Rs3961 as NACH_AD_RTN charges or you may say bounce charges. for a single loan they have bounced auto debit cheques several times to charge more. I have taken a bajaj finsrv product on emi amounting Rs 3500 per month and the linked account was ICICI and due to lock down i failed to maintain sufficient balance for two months only and but the month of March till now ICICI is deducting a large amount without my knowledge nor they have informed before deducting.
In some cases i have maintained a minimum balance for the emi to deduct but before the deduction took place icici had already charged and after debit no sms or mail intimation given and i was not aware of insufficient fund my auto debit bounced and the same scenario started repeating .
So its my kind request to look into the matter as i am already frustrated and also effecting my financial balance.
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Aug 10, 2021
Complaint marked as Resolved 
ICICI Bank customer support has been notified about the posted complaint.
Verified Support
Jul 30, 2020
ICICI Bank Customer Care's response
Dear Souman Kumar Sarkar,

We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a0vk3d) in the subject line of your email. Our official will assist you.

Regards,
ICICI Bank Customer Service Team
Complaint comments 

Comments

Hi Team,

I am Rahul Bhardwaz, same issue happens to me. This is really frustrating and giving burden to the customers. One of my loan emi schedule today, i.e. 05th August 2020, I have matained emi balance to pay the emi but all deducted from the account saying (NACH_AD_RTN charges)

Please look into this otherwise I will close my relationship with ICICI bank.
icicicust's reply, Aug 22, 2020
Is this issue resolved??? I am having the same issue
Hi Team,

I am Rahul Bhardwaz, same issue happens to me. This is really frustrating and giving burden to the customers. One of my loan emi schedule today, i.e. 05th August 2020, I have matained emi balance to pay the emi but all deducted from the account saying (NACH_AD_RTN charges)

Please look into this otherwise I will close my relationship with ICICI bank.
Hi

This is Yogesh, I have the same issue but I have paid all my emi at time and I have no reccuring dues pending withe but they have charged me like this without any notice which is really frustrating and I'm doing a lot of huge transaction through ICIC but this breaks the trust on them and iam afraid to even deposit a little amount with them in fear of them taking that to.

Please get back to this issue .
Hey this is Xavier,
I have same issue.. icici has deducted more that Rs. 8000 from my account and still continuing deductions going on from my account.. every month of Rs 2000.. this is completely unjustice..
I also faced same issue . Icici deducted from my account aswell without any notifications . And these customer care never receive any call
Hi team,

I am sulekha devi same issue happen to me . this is really frustrating and giving burden to the customer one if my loan emi schedule 02 apr 2021
I have maintain balance to pay emi but my balance deducted from my account
Natch_ad_rtn (₹590) three time same day whiout given any information
Why such event occured with me.
Please reply to me and please refund my balance please
Same issue on 1may 2021
Debited 590 rs for two times a day ...

Same issue on 3rd may 2021
Debited 590 rs for four times times

Arpita Dutta Roy's reply, Jul 8, 2021
Was it resolved? We are also facing the same issue.
I Am Firoz Shaikh Same Problem This is happening in my seven too but something has to be done, how long will this last, till now 3100 penalty has been imposed from my account You and we people have to take some action against them, fine once fined but why are getting debited again and again
I am requesting you to return all my money.

Same issue on 12 aug 2021
Debited 590 rs for two times a day ..

What is the NACH_AD_RTN charges 419 rupes cutting my account 5th time cutting in my account plz respond ICICI customer care total cutting amount 4573 RUPES

What is the NACH_AD_RTN charges 419 rupes cutting my account 5th time cutting in my account plz respond ICICI customer care total cutting amount 4573 RUPES
Same with my account ?

What is the cause and does this resolved to above users too ??

The poorest bank on the earth...😡😡😡😡😡😡😡🤬🤬🤬🤬🤬🤬

Sodhaparmar Dhaval's reply, May 2, 2022
I want to get my money back...its for emi note for you beggers...🤬🤬🤬🤬🤬🤬
I am vijay hassavatu same issue happen to me . this is really frustrating and giving burden to the customer one if my loan emi schedule 15JUN 2022
I have maintain balance to pay emi but my balance deducted from my account
Natch_ad_rtn (₹590) three time same day whiout given any information
Why such event occured with me.
Please reply to me and please refund my balance please

Vijayhassavatu's reply, Jun 16, 2022
I want get my money back sir
Hello, I m priyanka sagavkar .What is the NACH_AD_RTN charges 590 rupees cutting my account . Please tell me the issue . I want my money back. Kindly do the needful. i have paid all my emi at time and I have no reccuring dues pending withe but they have charged me like this without any notice which is really frustrating and I'm doing a lot of huge transaction through ICIC but this breaks the trust on them
@Icicibank You guys are recklessly just presenting the auto debit dues multiple times so that we have to pay for the bounce charge

till date I have paid more than 4000 rupees in bounce charge where asin I have had already paid my dues. Pls get back to me to resolve this

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