ICICI Prudential Life Insurance — opening life insurance policy without final consent

Address:

Pune, Maharashtra

Hi,

Please note that the policy # 21585283 was opened without my final concent by rohit kumar at pune icici prudential office.

The sequence of events was as follows:

1. I live in usa. I was visiting india in november 2017.
2. I wanted to surrender my existing icici prudential policy #15827113.
3. Rohit kumar started pressurizing me to buy another policy for 6 lacs.
4. There was an undue delay in processing the surrendering of my policy. Meanwhile, rohit kept on insisting me to buy a new policy.
5. Since my surrender paperwork was getting delayed i agreed to sign the documents for a new policy along with a cheque.
6. Rohit suggested opening the policy in my son's name to keep the cost down.
5. Rohit agreed to hold off any processing until i provide all the documents viz. A copy of my son's passport as well as my final approval.
6. I requested policy literature which rohit provided.
7. I decided not to go ahead with the policy. I notified rohit not to move forward via whatsapp and email. I have supporting email communication.
8. I did not provide the document nor did i provide my final consent to open the policy. I have supporting email and whatsapp communication with rohit.
7. And yet, i see the policy has been opened in my name. Ridiculous!

Fortunately, the cheque bounced as i moved the funds sensing fraud intentions.

I want everybody to be aware of such malpractice and hence this note.