IndiaGames — bounce charges

Address:

A 172 g d colony, New Delhi, Delhi, 110096

Dear sir,
I have a loan from indiabulls and their emi date is 5th of the month.
I paid my emi worth 3287 on 5th of december still they are showing bounce charge of 472. Please help.. This is total cheating.
And now they repeatedly call me and tell to submit the bounce charge otherwise they will destroy my cibil.
Please help.
My registered number is [protected]
My email id is [protected]@gmail.com