Indian Bank Complaints & Reviews

ya it has happend recent to me ...dappa atm ...making trouble and causing tention...kindly tell wats the perfect procedure to complain

debit card balance checking through net

Please check it

ATM mishons

Indian bank ATM machines in chengalpattu are not working 24 hrs it is always on repair

Respected sir,
I was about to take sum of 5000 from my account(savings) from the indian bank atm at karol bagh opp. GAFFAR market & MY SAVING ACCOUNT WITH BANK OF BARODA on 22/09/2009 tuesday between 8:00 to 8:30pm . while i was on a call at that time i failed to take the cash on due time so it went back into the machine. As i checked my balance again the amount has been debited from my account. my atm id: [protected] and my record number is 5318.I need u to credit my account as soon as possible, expecting your response
thanking you,
yours truly

NEERAJ SHARMA

Dear Sir,


Kindly issue the hall ticket as soon as possible as im undergoing the exam on coming sunday



Best Regards

Rajeswari.H

dear sir,

kindly issue the hall ticket as soon as possible as am undergoing the exam on coming sunday


best regard
surender.y

i applied for the clerk job as a sc candidate but i did not get any hall ticket please issue my hall ticket

sir exam is on sunday.please issue my hall ticket

my name is keerthi i applied for clerk post in indian bank.but i did not get any hall ticket.sir please isuue my hall ticket.exam is on sunday.

Sir,
I pay the amount for the bank exam Rs.200/-. But my hallticket was not issued me, please issue my hallticket and my exam date is[protected] on sunday.

Registration Id : 119972
Password : eava2400

Sir,
I have not received my admit card till now and the exam is on[protected].
Please send me vis e-mail atleast...

Respected Sir,

I have not yet received hall ticket for my examination which is to be held on sunday.
Kindly issue the hall ticket as soon as possible.

Thanking you,

Respected sir

i have applied for indian bank clerk exam which will be held on 21-6-09. please send information about hall ticket to my id.
my id is [protected]@gmail.com
please respond to this message
please give any information
exam is on 21-06-09
please respond sir
thanking you sir

sir,
i have paid RS 200/- for the exam comming in 21 th june 2009
. yet i did not get the hall ticket . please issue it as soon as possible.
best regards
abin francis

sir,
i have paid RS 200/- for the exam comming in 21 th june 2009
. yet i did not get the hall ticket . please issue it as soon as possible.
best regards
abin francis

Sir
I had applied for clerical post st Indian bank and my exam is scheduled to be on 21.6.09 and not yet received the hall ticket. My Reg No. is 172901. Please issue hall ticket at the earliest.

Dear Sir,


Kindly issue the hall ticket as soon as possible as im undergoing the exam on coming sunday



Best Regards


p.sreedhar

Sir
I had applied for clerical post st Indian bank and my exam is scheduled to be on 21.6.09 and not yet received the hall ticket. My Reg No. is 172901. Please issue hall ticket at the earliest.

p.sreedhar

please issue the hall ticket

i request that please send my hall ticket .its urgent

Sir
I had applied for clerical post st Indian bank and my exam is scheduled to be on 21.6.09 and not yet received the hall ticket. My Reg No. is 202369. Please issue hall ticket at the earliest. send it as as possible to my mail [protected]@gmail.com

sir,
i had applied clerk post.you don't send call letter.plz send my hall ticket in my e-mail id.

sir had applied clerk post.you don't send call letter.plz send my hall ticket in my e-mail id.

sir,
i paid the amount for the bank exam Rs.200/-. But my hall ticket was not issued me yet, please issue my hall ticket and my exam date is on[protected] on sun day.
sherigudem ashokkumar

sir,
i applied for the clerk job as a sc candidate but i did not get any hall ticket please issue my hall ticket

sir,
i had not received my hallticket so kindly give information that how i can download my hallticket

Respected sir,
i am amjad i dont have hall ticket but i have mail my roll number i take internet roll no and i am attend the examinassion it is possible

sir,
i paid the amount for the bank exam Rs.200/-. But my hall ticket was not issued me yet, please issue my hall ticket and my exam date is on[protected] on sun day.

J.Ravindra Babu
registration no. 279181,
password : mooa5395

Sir please send my cletter tomy id or link to download it.

sir i want to know the indian bank test result which is held on 21/06/2009 plz send this result on my id my id is [protected]@yahoo.in.

Dear sir,
i have given the examination of indian bank 21/06/2009
but i don't know about it's result. please tell me when i get my
result.

thanks

hello sir
me aditya singh frm jaipur
i hve a atm of indian bank which is global atm/debit card
the main problem is when we purchase a product to through atm it is not accepting
what is the problem in this atm card

so plss solve this as far as possible

thank u

Clerk Job — Wrongly written Birth Month

Sir,

I have applied for the post of Clerk.And while registering I have done a small mistake while giving the month of Birth, instead of 01 May 1991 i unknowingly gave it as 01 June 1991. Now i am in a dilemma whether there would be any problem because of this.

If any please suggest an idea to get through this problem.
My email id is mohan.[protected]@yahoo.com

Waiting for your reply.

Yours faithfully,
Nivetha M

Sir,
when I will get Or I can get indian bank exam result which held on 26/06/2009. please tell me because it is very necessery for me.

lost my hall ticket i.e.roll number without roll number how can I view my results

Clerk Job — not receive hall ticket for exam dt.nov-09

my apllication have sumbit on State Bank of India Clerk's Post Registration


Dear Mr./Ms. mahendra kumar maitre,

Your Application details are as follows.
Registration ID : 2772478
Password : M9H39RRY

Note : Please note the difference between 0 (Zero) and 'o' (letter), 5 (Five) and S (letter) 2 (Two) and Z (letter) while using the Password when reprinting your Application.

You can use these details to reprint your Application Form if required.

Please keep the registration number and password safely till the recruitment process is over.

Please take a printout of the system generated application form for future reference.

Wishing You All the Best.


State Bank of India

Dear Sir,


Kindly issue the hall ticket as soon as possible .

sir,
i had not received my hallticket so kindly give information that how i can download my hallticket..my exam is on 3-1-2010

sir,
i pay the amount for the bank exam Rs.50/-. But my hallticket was not issued me, please issue my hallticket and my exam date is[protected] on sunday.

sir had applied clerk post you didn t send call letter . plz send my hall ticket in my e-mail id myid is [protected]@yahoo.com

Dear Sir,
i have not received hall ticket for PO exam to be conducted on 2nd january, 2011. So, send my admit card on my email id as mentioned below with details to issue the admit card.
Name - Abhishek Agarwal
Email - abhishek.[protected]@gmail.com
Deposit journal no. - 2322617.

I shall be very thankful to you.

Cheque book for an ordinary SB account will be given only after satisfactory operation in the account. I don't believe that the officer slaped you just because you didnt give bribe.

Anyway you may send your complaint to :


[protected]@indianbank.co.in
or
[protected]@indian-bank.com

Indian Bank — ATM NOT DISPENSING CASH

DEAR SIR,
LAST FRIDAY WAS VERY RAINY IN BANGALORE AT NEARLY 8.00PM, AT THAT TIME I WAS USED CATHOLIC SYRIAN BANK ATM ID:CSBN033002 TO TAKE RS.200, BUT I GOT SYSTEM ERROR FROM THE ATM, AND AGAIN I TRIED WITH RS.300 I AGAIN GOT SYSTEM ERROR AND I DID'NT GET ANY CASH FROM THE ATM BUT OTHERS ARE GETTING CASH.
ON NEXT DAY I CHECKED MY INDIAN BANK A/C NO[protected], THAT 2 TRANSACTION FROM CSB ATM AMOUNT WAS DEBITED FROM MY A/C.
I NEED HELP, WHAT TO DO? PLEASE.

SIVA

Catholic Syrian Bank ATM — ATM NOT DISPENSING CASH, BUT AMOUNT WAS DEBITED

DEAR SIR,
LAST FRIDAY WAS VERY RAINY IN BANGALORE AT NEARLY 8.00PM, AT THAT TIME I WAS USED CATHOLIC SYRIAN BANK ATM ID:CSBN033002 TO TAKE RS.200, BUT I GOT SYSTEM ERROR FROM THE ATM, AND AGAIN I TRIED WITH RS.300 I AGAIN GOT SYSTEM ERROR AND I DID'NT GET ANY CASH FROM THE ATM BUT OTHERS ARE GETTING CASH.
ON NEXT DAY I CHECKED MY INDIAN BANK A/C NO[protected], THAT 2 TRANSACTION FROM CSB ATM AMOUNT WAS DEBITED FROM MY A/C.
I NEED HELP, WHAT TO DO? PLEASE.

SIVA

SIR I AM RISHIKESH MISHRA HAVING SAVING ACCOUNT IN INDIAN BANK MADURAI. ON 24 APRIL 2009 I WAS TRYING WITHDRAW THE MONEY FROM CATHOLIC SYRIAN BANK AT, AND CANARA BANK ATM MADURAI FROM EACH 300 RU. BUT I DIDNOT GET ANY ANY AMMOUNT BUT MY AMOUNT HAS BEEN DEDUCTED FROM ACCOUNT. AND OTHER PROBLEM IS WE ARE FACING DAILY NETWORKING PROBLEM OF INDIAN BANK ATM PERHAPS MY BALANCE WAS DEDUCTED DUE NETWORKING PROBLEM . SO SIR PLZ HELP ME

On sunday the 9th August, 2009 I tried withdraw an amount of Rs.1000/- using Indian Bank ATM Card through Central Bank of India ATM BOOth, West Mambalam. I got a message showing the System Error and was not able to receive money. But seeing today fromthe mini statement, I notice that dated 09.08.09 cash withdrawal of Rs.1000 debited in my account. Kindly do the needful and advice.

Dear sir,
I AM MANOHAR LAL. MY A/C NO IS[protected] IN THE INDIAN BANK OF KAROL BAGH NEW DELHI. I WAS TRYING TO WITHDRAW CASH FROM THE ATM OF CORPORATION BANK AT METRO STATION SHASTRI PARK. DURING THE PROCESS NEITHE THE AMOUNT WAS WITHDRAWN NOR THE ATM CARD CAME OUT OF ATM MACHINE. I COMPLAINED THE ISSUE IN THE CORPORATION BANK AS WELL AS IN THE INDIAN BANK BUT INVAIN. SO PLEASE HELP ME TO GET MY CARD AT THE EARLIEST BE CAUSE I AM FACING TOO MUCH PROBLEM TO WITHDRAW THE CASH.

THANKING YOU PLEASE.

Sir

I am holding an account in your esteemed bank in colachel branch, which is Kanyakumari District, Tamil Nadu. I am studying in Chennai in an engineering college. I tried to withdraw cash from ATM machine first time through card. I could not withdraw the cash.

Could you please let me know, How can I operate the ATM machine to encash from my account number? Or could u please write to me back, where shall find the desmostration of operatiing ATM card to encash from the machine. If you don't mind sir. I will be awaiting your reply soon.

Regards

Glacian Alexander - My Account Number in Indian bank is[protected]

actually i typed my password incorrect and atm was blocked what i have to do its urgent plz reply me

atm cum debit card — HOLD MY DEBIT CARD IN ATM M/C

ON DATED 1/2/08 I WANT TO WITH DRAW SOME AMUNT IN A/C N-105941. BUT DUE TO SERVER DOWN MY DEBIT CARD IS HOLD BY M/C IN C.P BRANCH .SO PLEASE REGISTER THIS COMPLAINT IN YPUR KIND CONSIDERATION.
THANK YOU

customer service is not good in canara bank, town hall road branch, madurai — they lost my atm application form with photo

i opened a account in canara bank last december, that time i applied for atm card, that card is not get now, my mum went that bank last week at 11 am, they are not give good response, they ask to come after 3.30pm, my mum went another time, they asked to my mum that atm form is not here, say to apply another form for atm card, my mum is 65 aged, they are not give good response to senior citizen.

very very worst customer support in canara bank, ramnad road branch...
for opening account taking 2 weeks time.. but after two also no response ..

Im member of canara bank(RAMNAD BRANCH) from JAN 08. i had applied form for ATM card on JAN but till this date i didnt get the card...If i ask in bank they are not giving response...very very very worst customer service in ramnad road branch...

I made an online funds transfer from SBI bank via InterBank Transfer to Canara bank on Aug 29 2008. The amount has not been creditted yet almost 22 days dealy.

We contact the canara bank Manager we informed the above issue and given all theinformation such as NEFT INB No, name, date, amount, ..etc.
As well we contact SBI bank and given all the information, they checked and informed that from SBI to RBI the amount has been credited they told to contact Canara bank as well they are help less.

Since we are making a "n" number of calls and mailling to them but our Beneficiary a/c not been credittied.

Hope Canara bank will improve customer service.

Regards
Ram

i also agree this comments. very very worst customer support in canara bank, townhall road branch, madurai


thanks
ramkumar

Natural remedies — ATM Card

Dear Sir/ MAdam

We having our salary account in SBI bank, Hosur Road, Electronic City, Bangalore.i recieved near by 30 employees account number through bank before 15 days. but still now we didnt recieved those employees ATM cards and cheque book,

State Bank of India — ATM's not working properly

when cash is drawn from bank ATM of STATE BANK OF INDIA, its only processing the request of withdraw cash but not exactly delivering the cash out of the machine. After all when the customer approach the branch the bank personal deny the issue saying that the money was with drawn from the ATM with out carrying any verfication.
situation occured at SBI ATM in kothapet, vijayawada. with the Account no: [protected]. customer name: p ramani. contact: [protected].

Tottaly waste canabank service and others

Union Bank of India — Wrongly debiting and crediting

Hi,

On 7th April'09 Tuesday my accounts was credited INR 20, 000 then i withdrawed INR 5, 000.Now it shows zero balance and when i pulled my mini statment through ATM it shows debit and credit so many times of INR 4000 and INR 5000 without any purpose.

I mean i have not withdrawed INR 15, 000 and it is showing i did which is totally wrong.

Please transfer my INR 15.000 ASAP

Thank you

Regards

Rahul

i, v.satyanarayana reddy had opened an account in indian bank in the month of december and i had applied for atm debit card. But still i did n't get that. it's very important for me. plz check that and pass my atm debitcard as early as possible. my account number:[protected]. thank you

Savings Bank Acccounts — ATM Card not functioning

Dear Sir,

Please be informed that I have an SB A/c NO [protected] at SBI La Martiniere Calcutta Branch..
I have been using my ATM Cum Debit card NO[protected] since opening of my account
and not faced any problem. To day i.e 29.04 2009 the card could not processed and not functioning while I am inserting in ATM Machine to draw my money

You are requested to advice me as to what I should do and take necessary action on an urgent basis.

With regards.

TILA BISWAS.

Dear Sir,

I am sudha one of the customer in indian bank i am using the A/C more than 2 years last month i applied for the debit card but still i am not getting pls kindly do the needfull

Thanks Regards
Ezhil sudha

Sir,
I have to submit that on 22.04.09 At around 8:00 PM I visited ATM of Indian Bank, Preet Vihar branch, New Delhi-110092 to withdraw Rs. 15, 000/- through my State Bank of India ATM card but the machine showed TRANSACTION DECLINED. However the said amount has been debited from my SBI SB A/c No. [protected], GT Road Shahdara branch, Delhi..

I request you to kindly take prompt action in the matter and credit the said amount to my abve mentioned account at the earliest.

Thanking You.

Yours faithfully

Dr. Prashant Jain
61, New Rajdhani Enclave
Delhi-110092.
Tel.[protected]
Mob.: [protected]

I AM RISHIKESH MISHRA HAVING SAVING ACCOUNT IN YOUR BANK AT AVNIYA PURAM BRANCH MADURAI, MY ACCOUNT NO IS[protected] .ON 24 APRIL 2009 I WAS TRYING WITHDRAW MONEY FROM CATHOLIC SYRIAN BANK ATM NETA JI ROAD AND CANARA BANK ATM TOWNHALL ROAD .EACH TIME I WAS TRIED FOR 300 RU . I DID NOT GET ANY AMMOUNT . BUT MY BALANCE HAS BEEN DEDUCTED FROM MY BALANCE .SO PLZ TAKE SOME ACTION, AN OTHER PROBLEM WE ARE FACING DAILY NETWORKING PROBLEM OF YOUR ATM SYSTEM PERHAPS MY BALANCE WAS DEDUCTED DUE THIS REASON . IF YOU NOT TAKE ANY ACTION THEN I WILL GO CONSUMER FORU AGAINST YOUR BANK

State Bank of India — WRONG DEDUCTION OF AMOUNT OF Rs 8000

Dear sir

I have account no. [protected] in State bank of india Garhdiwala distt. hoshiarpur punjab.

I tried to withdraw the money of Rs 8000 from state bank of patiala ATM Hariana distt Hoshiarpur on[protected]. After 5 minutes of processing it gave no money but a slip written with "unable to process"
but the money wad deducted from the account. Neither the patiala nor SBI Garhdiwal give proper answer.
please look into the matter.as i have already lodged into thye Bangalore.

I used my ATM card( My Saving A/C No.[protected] bank name: State Bank of Patiala, Branch : Power Colony, Ropar) to withdraw Rs. 2000/- from HDFC ATM machine No.E1AWCD12 located at Sector 35C, Chandigarh on dated[protected] round about 19.00-19.30 hours). All the process was completed but actually amount Rs.2000/- did not come out from the machine. I again put my ATM card in the machine but after that it did not process. Then I went to SBI ATM located at Sector 22, Chandigarh and withdrew Rs.5000/- from the ATM and also collected Mini Statement. But I was surprised to see that Rs.2000/- was debited by HDFC ATM machine No.E1AWCD12 from my account during the unsuccessful transactions at the HDFC ATM machine. Due to some technical fault or inconsistency which might have occurred ATM machine, Rs.2000/- were deducted from my account but this money was not received by me.
So please do the needful and reverse Rs. 2000/- in my account.

Yours sincerely
Rajesh Behl,
35-B, Sunny Enclave,
Desumajra, Kharar.

The public sector banks especially Canara Bank, has grown to the hights only by mear customer service.But Alas I am ashamed to say that now a days the treatment afforded at the branches of Can bank is not as it was. It is my feeling that the earlier moto "Growing to serve and Serving to Grow has been conveniently forgotten.From the mode of business entity coupled with service the Banks have steped in the Governments Departments type of working.Will the Top managements at least create and awareness in the work force the idealoy of Mahatma Gandhi at least now on?

Hi,

I tried to draw money from this SBI account in Axis bank ATM in Ghandhi Bazar in Bangalore On 30th JUNE 2009 between 7.15PM to 7.30PM. I did not get the money but it was deducted from my account. It was ammount of Rs 3500.What should i do now?

Sir,
Indian bank manager at thirupanthuruthi code-T106 didnt respond, take care and posses lethargy hear to the public and illeterate in our area. Please kindly take care about the people of thirupanthuruthi in thanjavur in tamilnadu

Sir,

My indian bank savings account number is[protected] and yesterday (07.07.09) at 20.23 pm I used my Indian bank ATM card (NO [protected]) in state bank of india ATM counter at kalpakkam, Chennai-603102 which is under SBI (branch at code no of 02219). I entered Rs. 8000/- ( Eight thousand only), subsequently, the machine showed the display "SORRY UNABLE TO PROCESS YOUR TRASACTION". I didnt receive any money and when checked for balance enquiry statement, it was found the RS. 8000/- got deducted from in my account. So, I kindly request you to take necessary action for bring back the money to my account.

Thanking you
yours faithfully

M.R. MURUGAN

Sir, i lost my debit card, Give me the procedure to get new debit card.
Now iam not in my home town, so, is there any provision available to receive the same any of your branches in chennai.
with regards

kalyan

ATM — Wrong Debit

Debit against declined transaction


Debit against non payment


Sir,

I would like to bring to your kind notice that I am having a savings bank account with State Bank of India, Rajender Nagar Patna (SB Account No.[protected]. I used my ATM card No.[protected] for withdrawing money of Rs.3000 & 2500 at Indusland Bank, Preet Vihar, Delhi. ATM on 10.08.2009 Evening. As the transaction could not be processed, I have received a message stating that “ transaction was declined for the reason unable to process . But subsequently, when I Print mini statement, I was shocked to note that an amount of Rs.3, 000/- & 2, 500/- was debited on 10.08.2009 towards my ATM card No.[protected] operation .

Hence, I request you to make arrangements to take very urgent action to credit the amount which was wrongly deducted from my State Bank of India Savings Bank Account No.[protected].
Expecting your reply at the earliest.


Note:- None of the following number responding to me
1 :[protected] RAJENDER NAGAR, PATNA (BIHAR)
2 : [protected] ( customer care)
3 :[protected] ATM OFFICICR BIHAR
4 :[protected] ATM OFFICICR BIHAR
5 : [protected] ( customer care)



Yourssincerely
REENAPRASAD

State Bank of India — wrong debit from my account on using ATM

I have given a complaint to SBI on DATE:12.08.2009 by Fax / E mail as follows but no acknoledgement received so far . Pl get it sorted out at the earliest. Regards A K BHARDWAJ
To
General Manager(ATM),
State Bank of India,
Ground Floor, ‘B” Wing, Sector-II,
CBD Belapur,
Navi Mumbai – 400 614

Dear Sir,

Sub: Debit for an amount of Rs. 6, 000/- from my Account
No [protected] during withdrawal from ATM
through my Card No[protected] – Reg.
[protected]-----

I had tried to withdraw an amount of Rs. 6, 000/- on 11.08.2009 around 8.00PM through my SBI ATM Card No[protected] from my Account No [protected] at SBH ATM ID No S1AN 20054701 and Andhra Bank ATM ID No. NCS 14001, at Adilabad Town (A.P.). However the amount could not be withdrawn due to non functioning of these ATM’s and I did not get any currency notes for these two transactions at different places in Adilabad town from these ATM’s. Then I went to SBH ATM ID No S1AN 20012201 for withdrawing of amount and there also no withdrawal could not taken place, but the Mini Statement for my account shows the withdrawal of Rs. 6, 000/- on 11.08.2009, whereas actually no currency notes could be withdrawn from any of these three ATM’s. I further checked the Mini Statement for my account on 12.08.2009 and still it was showing an amount of Rs. 6, 000/- debited on 11.08.2009.

You are requested to look in to the matter and get back this amount of Rs. 6, 000/- credited to my SBI Account No [protected] being maintained by me at your SBI Adilabad Branch (Code No 6644), as I am not sure due to which of the ATM’s fault this amount has been debited from my account, whereas actually neither any currency notes nor any transactions slip came out from any of these ATM’s for this transactions.

Thanking you,
Yours faithfully,


(A.K. BHARDWAJ)
GENEREL MANAGER CCI LTD., ADILABAD

Email to: gm.[protected]@sbi.co.in

ATM — ATM wrong Debit

I have tried to take Rs 1000 from SBI/Olavakkode main ATM on 29/08/2009. I have not recieved the amount but Rs1000/- is debited to my Account.
Details are as follows
ATM. Vijaya Bank ATM no.2293
Account No [protected]
ATM ID No ATM/SBI/ NFSD/A1AN0

Phone No [protected]

ATM — Balance debit

I am a consumer of Indian Bank New Delhi. The concern is that on 30th Aug '09 i tried to withdrawal the money from SBI ATM Yamuna Vihar Delhi 53 at 06:30 am for Rs 5000/- but couldn't withdrawal because i got an error "time Out" after that i pressed the cancel key and went to Central Bank ATM at Yamuna Vihar to withdrwal the money when i checked my balance i was shocked that 5000/- Rs had been debited from my account. Kindly do the needful.

Dear sir,
I AM MANOHAR LAL. MY A/C NO IS[protected] IN THE INDIAN BANK OF KAROL BAGH NEW DELHI. I WAS TRYING TO WITHDRAW CASH FROM THE ATM OF CORPORATION BANK AT METRO STATION SHASTRI PARK. DURING THE PROCESS NEITHE THE AMOUNT WAS WITHDRAWN NOR THE ATM CARD CAME OUT OF ATM MACHINE. I COMPLAINED THE ISSUE IN THE CORPORATION BANK AS WELL AS IN THE INDIAN BANK BUT INVAIN. SO PLEASE HELP ME TO GET MY CARD AT THE EARLIEST BE CAUSE I AM FACING TOO MUCH PROBLEM TO WITHDRAW THE CASH.

THANKING YOU PLEASE.

I too facing the same problem with syndicate bank atm

Respected Sir/MAdam,

This is to notice you my ATM Card has Missed, i requested to pelase block, my a/c details is below:

Name : Rinki Yadab
Date of Birth :[protected]
SB A/c No. :[protected]
Available Balance on 27/11/2009 at 2 PM : 18000/-
Branch : Indian Bank, Station Road, Moradabad (UP)

Please note the same and take the earliest action please.

I will be Heartly gratefull to you,

Thanks & Ragards,

Rnky Yadav
Moradabad.

hi sir
im premkumar from chennai. my indian bank
atm card not working properly when i was going to take money from atm.. atm machine display the message "THE CARD NOT PROPERLY INSERTED PLS TRY AGAIN AND INCERT PROPERLY"
how can i solve the problem? but my card is under good condition
but little mismatch from both side(slidly mismath the front and back)
pls help me to solve the problem
and tell the process to get new card

Indianbank — debit card

To

The Branch Manager
Mallawan Hardoi -241303 (UP)

Sir,
I have purchsed some clothes from shop thru debit card
(A/c no[protected] , card no[protected]
valid up to 07/12,) of rupees 995. then i cheked my account balance in an ATM the amount is reduced two times but i have purchased only once on 23/11/2009 .After that i went to the shop ,they told me this is the problem of Bank processing, then I went to Indian Bank of noida 16 Branch they told me that Write an application in the name of your Branch Manager
regarding this Problem , they will consider and will take some necessory action and after that i have submitted the complain regarding this witha all necessory documents in the branch on 27/11/2009 . but till now there is no further processing, and i have call many times to the branch. please help me

To

The Branch Manager
Mallawan Hardoi -241303 (UP)

Sir,
I have purchsed some clothes from shop thru debit card
(A/c no[protected], card no[protected]
valid up to 07/12, ) of rupees 995. then i cheked my account balance in an ATM the amount is reduced two times but i have purchased only once .After that i went to the shop, they told me this is the problem of Bank processing, then I went to Indian Bank of noida 16 Branch they told me that Write an application in the name of your Branch Manager
regarding this Problem, they will consider and will take some necessory action and your amount will be back in 10 to 45 days.So please take it as a application and figure out this
problem. I `ll be greatfull to you.

Your`s
Aniket KUmar Gupta

I would like to bring to your immediate attention the fact that two sums of Rs.100/- and Rs.10, 000/- have been withdrawn from my a/c (probably thro’ ATM) without my knowledge on 11.12.09 (both sums on the same day). I presume that Rs.100/- was first withdrawn as a test withdrawal and probably Rs.10, 000/- was with
was withdrawn later once the first attempt succeeded.

I request you to kindly have the matter investigated thro’ the CCTV recordings for the day (11.12.09) to enable me to proceed further.
I also request you to kindly have the with is checked incase there is a wrong debit.
Thanking you.

Yours faithfully,


(S.SATHIYA SELVI)

Sir,

While iam using my debit card in the PUNJAB NATIONAL BANK, NEAR T.NAGAR BRANCH, ATM machine switche off suddenly and my card is strucked inside I complaint to the respective bank but there is no responce so Kindly help me...

i am sarbjit kaur i have used atm at state bank of patiala on dt 02/12/2009 ihavn't receved anyrupees but rs 8000 were deducted from my a/c
till today is no any amounrnt returnted to me.
my a/c is in pnb bank.i have complaint them many times
but no body listen to me..

i am sarbjit kaur i have used atm at state bank of patiala on dt 02/12/2009 ihavn't receved anyrupees but rs 8000 were deducted from my a/c
till today is no any amounrnt returnted to me.
my a/c is in pnb bank.i have complaint them many times
but no body listen to me..

i am sarbjit kaur i have used atm at state bank of patiala on dt 02/12/2009 ihavn't receved anyrupees but rs 8000 were deducted from my a/c
till today is no any amounrnt returnted to me.
my a/c is in pnb bank.i have complaint them many times
but no body listen to me..

i am sarbjit kaur i have used atm at state bank of patiala on dt 02/12/2009 ihavn't receved anyrupees but rs 8000 were deducted from my a/c
till today is no any amounrnt returnted to me.
my a/c is in pnb bank.i have complaint them many times
but no body listen to me..

Respected sir,
Please help me on dt 3/3/10 i had tryed to withdraw a sum of Rs.10000 from one of the SBI /ATM Named - RAIL COACH FACTORY at BHUBANESWAR /ORISSA by using Union Bank of India ATM card, That amount of money is not delivered by ATM of the above adress .The problem is that Rs 10000 is debited from my a/c No [protected].
My ATM card No is - [protected].I had ladgued a application to my UNION BANK, SAINK SCHOOL BHUBANESWAR BRANCH . BUT THE SAME 10000 IS NOT cradited to my a/c. So i am requesting to you please take nessary step as required.

Yours faith fully,
Sujata Mohapatra,
Mancheswar grid co colony
Q/No f/24, BHUBANESWAR.

Respected Sir/MAdam,

This is to notice you my ATM Card has Missed, on[protected], till from that moment I was trying to contact to customer care help line (Ph. [protected]), but unfortunatly all the customer care executives are busy, I was on hold more then 35 in once, and it not happend only time, after so many time and hold for long hrs, I have to come online...but this is very pathatic thing and poor customer service.
Now I requested to pelase block card immidetly and issue the new one.
My a/c details is below:

Name : Anuj Kumar
Date of Birth :[protected]
SB A/c No. :[protected]
Debit Card No. : [protected]
Available Balance: 1140/-
Branch : Indian Bank, Mayur vihar, Delhi

Please note the same and take the earliest action.

I will be Heartly gratefull to you,

Thanks & Ragards,

Anuj Kumar

Dear Sir/Madam,
I kindly requested to you. Today i withdrawal Rs. 5000/- but amount no received than second time i withdrawal Rs. 5000/- than deduction both payment. Means our Rs. 5000/- extra deduction. so kindly request to u return our amount of Rs. 5000/- just transfer. because wroung amount deduction.

Thanking you

Manu Lal Tiwari
Lucknow

cash not received but amount debited from my account
Respected sir,
I was withdrawing Rs 2800 from my account(savings) from the KVB ATM chitlapakkam.I have my account in INDIAN BANK ACC no.[protected], Branch- Madurantakam. I also complaint in same bank, but they didnt take any action, so sir plz do the favour in this matter .
Time and date of Transaction- 16:54 p.m, 22/03/2010
I shall be thankful to you.

Regards,
V. Shanmugam

Respected Sir,
My Sb account ATM debit card no[protected] and[protected], one is sb a/c and one is penshun a/c I can try to withdraw amount in SBI atm sajjapuram, Tanuku but the both cards report is unable to process, so please kindly solve the problem as soon as possible .
Regards,
j.v.sundara rao.

Sir
I am an account holder in Sbi bank on dated 7/4/10 at 7:30 I went to withdraw rupp 1000 in Indian Bank located Anupuram, Kalpakkam transaction related work completed rupp 1000 dedacted from my account then what aslip came out of the machine written bottom unable process . i checked my account in Sbi atm, found 1000rupp dedacted by indian bank but not received at the atm so I request to return my amount to my a/c as soon as possible.
my a/c no [protected]

I am an account holder in sbi perambur branch, chennai Iwent to withdraw an amount of Rs.5500/- at Indian bank atm at perambur branch. But unfortunately I am not getting any amount in the atm.sorry unable to process and declined. Then I went to SBI atm at Periyar nagar branch. I withdraw Rs.5500/- but the atm shows double withdrawal of Rs.5500/- .The amount was deducted in my account. I request kindly credit my amount of Rs.5500/- immediately to my SBI Savings account.My A/c No.[protected] Branch:Perambur, Chennai Branch,

Vijaya Bank, ATM, Karol Bagh, New Delhi — incorrect debit

Sir/Madam

This is to inform you that i used my atm card at Vijaya Bank ATM, Karol Bagh, New Delhi to with draw Rs. 5000/=. But the transaction was aborted without money being dispensed and also no statement was delivered from Vijaya Bank ATM, Karol Bagh, New Delhi. However, Rs. 5000/= has been debited from my SB A/c No.[protected]. Kindly look into the matter and credit the amount back.

Thanking you in anticipation.


Raj Kumar Gandhi
SB A/c No.[protected]

HDFC Bank, Chennai — Wrong Amount debited for 'N' number of times

Hi,
I am the HDFC debit card holder, Wrong amount debbitted while withdrawing the money from ATM of hdfc bank, if its happened for first time then Its by mistake, but if its repating again and again then its like cheating the customer, if I connect with hdfc employee they are telling like visit nearer bank and fill the form , why so I should go its something went wrong from the hdfc bank side so they have to visit the customer and give a solution for that, if they really value the customer

Want to share and also want not to happen these things again
Thanks

u jus need 2 giv a legal notice on the name of manager of the branch u opened the a/c in . . rest bank is gonna do.

I am facing similar problem. I had withdrawn Rs.10000 which i got. When I tried next two times (Rs.10000) it showed trasaction failure but account balace was reduced by Rs.30000. Can any one help me in getting back the amount...

Shashidhar

sir,
i am an account holder in INDIAN BANK SHAHJAHANPUR (U.P).
my account number is[protected] .in my account date[protected]
without my information in my account WITHREW 5000/-(Five thou-
-sand only) rupees by ATM.
BUT SIR MY ATM CARD IS ALWAYS AT ME & NO ONE
KNOW MY PASSWORD..
SIR how it is possiable that i am not use ATM card for this?

so i request to you please return my money.

This is to notice you my ATM Card has Missed, i requested to pelase block, my a/c details is below:

Name : Amit paul
Date of Birth :[protected]
SB A/c No. :[protected]
Available Balance on 07/11/2010 at 10:30 AM : 4355/-
Branch : Indian Bank, SAFDURJUNG ENCLAVE, N.DELHI

Please note the same and take the earliest action please.

I will be Heartly gratefull to you,

Thanks & Ragards,

Amit Paul
Hari Nagar.

Indian Bank — CARELESS AND NO RESPONSE

THESE INDIAN BANK OFFICIALS GET ENRAGED FOR SIMPLE THINGS AND THEY DON'T RESPOND IF A CUSTOMER HAS A DOUBT. THE BANK HAS LOT FULL OF PROCEDURES FOR LOANS !!!!!!!!!!!!!

Dear Sir, i have SB account in indian bank r.s. puram branch. i am having mobile banking facility with you but for last one week my mobile banking was not working ple help me to solve it. my email ID [protected]@gmail.com My Account No.[protected]

wrong debits
Dear Sir,

I have SB account with Indian Bank ( kellys Br A/C no.[protected] on 7th May i recd a msg saying request timed out when i try to withdraw Rs.3000 from UTI then i went to other UTI ATM i recd the same msg no money was recd. around 11.15am i recd the money but the balance got reduced to the extent of Rs.3000. i spoken to customer care. they said you have to give ur complaint in your Bank Branch. please suggest some remedy to get my money Back...please


Thanking You
E.Sivakumar
(A/C[protected]

Dear Sirs,
My Indian Bank, Sion Branch, Mumbai - 400 022, Savings Bank A/c #[protected]. My last four digit Global debit card ending # 7717
I had used my ATM Global debit card in the month of July 2010 and ($100) Rs.5, 000/- for online registration with "iForex" dealing with foreign currencies but the same was not accepted by them and returned back in the month of 2nd August 2011.

They gave ARN # 75326101041003949770408 dated 02/08/2011 and said the amount is sent for credit into my account. Several times I spoke to my bankers i.e. Indian Bank, Sion Branch, Mumbai - 400 022, to credit the amount lying in their custody as "Unclaimed", quoting the above ARN # and date but they refused to reply.I also spoke to Mr. Shahid, Accounts Manager with "iForex", and he confirmed that the amount is still not returned by my bankers and they have already received the debit in their bank accounts.

Will the authorities look into the matter and help me to get my money back.

Awaiting your favorable reply.

Thanks & Regards,
Ramamoorthy N

My Address -
Ramamoorthy N
3/69 "PREM SAGAR'
T. V. Chidambaran Marg,
Sion (East),
Mumbai - 400 022.
Mobile # +91-[protected]
Residence # +[protected]
email - [protected]@gmail.com

Regards,
M. Syed mohamed

Sir,
I am an account holder in Indian bank at Chintadripet Branch in Chennai. My a/c number is[protected]. My ATM card, number is [protected]. Rupees 529.62 without my knowledge withdraw in my account, day before yesterday[protected] my received sms, time is 9:41pm. But my ATM card always at me. how it is possible that I am not use ATM card that whole day. So please kindly request to you return my money.

Dear sir,

I am having SB Account in Indian bank vellore branch. I have tryed to take money from my A/C in KVB bank chennai. but the transation was declained due to slow processing, then i went to canara bank the same problem due to slow processing the transation was declained but the amount was detected from my A/C immediately i condected IB ATM helpline they said that to conduct the vellore branch. kindly reverse the amount which was debited from my A/C as early as possible. ther wise what i should do for this problem please suggest.


Regards,

Shanmugasundaram.N

Dear sir,
my self is saurav dalmia.My indian bank a/C no is 5XXXXXXXXXXX7417.My atm card has been blocked...plz unblock my atm as soon as.
Thakyou

regards
name: saurav dalmia
mobile no: [protected]
email ID: [protected]@gmail.Com

sir,
i am bhanumathi, my debitcard was not processed
so, pls kindly clear my card problem
my a/c[protected]
card no[protected]

Ms Usha

My name is Rafeek from kuwait i know about how do solve to your problem before already come to the same problem to me on that time i did contact nearby my branch customer that i was inform to my problem so their are clear to in our satisfaction.

hi sir
im sathishkumar from chennai.I have a account in indian bank-karur branch, my atm card not working properly when i was going to take money from atm.. atm machine display the message "YOUR CARD IS NOT VALID".but i didn't use my card evean once.
how can i solve the problem? but my card is under good condition please help me to solve the problem.

sir,

Im saravanan from mayiladuthurai. As a account holder o[censored]r bank, i applied for internet banking at nine months back.. i need internet banking for my account urgently, kindly plz help me and expect neccessary steps as soon as possible..
my account no:[protected]
thank you,

urs obediently,
R.saravanan

sir,

Im saravanan from mayiladuthurai. As a account holder o[censored]r bank, i applied for internet banking at nine months back.. i need internet banking for my account urgently, kindly plz help me and expect neccessary steps as soon as possible..
my account no:[protected]
thank you,

urs obediently,
R.saravanan

sir,

Im saravanan from mayiladuthurai. As a account holder o[censored]r bank, i applied for internet banking at nine months back.. i need internet banking for my account urgently, kindly plz help me and expect neccessary steps as soon as possible..
my account no:[protected]
thank you,

urs obediently,
R.saravanan

Cheque deposit

My name is P. Sureshbabu My Account Number:[protected], Last Month I deposited (23.11.2013) one Cheaque, That bank chq name LVB still now that cheque not Credited please help ne.

Dear sir,

im prabakaran from dubai. i having NRI Account in your state bank of india in mannargudi branch, Regarding i would like to add in my account to NET BANKING. so KINDLY TO RESPONSE TOme. and also like to apply on ATM CARD, kindly refer yo my obilcation.

thank you
K.PRABAKARAN
A/C NO [protected]
MOBIL NO[protected]
POST BOX NO--94945,
DUBAI -U A E

Since one month I was running behind the Nagore Indian Bank Branch Manager to get the online transaction service. The manager treating me as a dog. If they are responding properly means surely i'll attend suicide.

hello sir
i want education loan maximum amount value . then in want seurity detail and land properties details pls send

dear sir, my current account in indian bank from indirapuram branch, i told to the bank manager please geve me satifactory later, he dosn't give me, and abused talked to me,




thanking you.Roshan singh rawat
contact no.[protected]

dear sir,
iam stay in dubai i want NRI account procedures and application form iam in vist visa in dubai pls send earlist

i had applied education loan in Punjab National Bankat Agra.they not give me correct information abt my education loan now after 19 day they told me tht your loan rejected because there is gap of 8 year. I had copleted my graduation in year2008 after that i starsted doing job now i want to restart my study but they refuse to give me loan but they not give me in written the reason for rejection of loan. I suffered lot. take step. help me

i had applied for education loan. but branch manager does not response me.

i had applied education loan in Andhra Bank at Pollachi. but they refuse to give me loan but they not give me in written the reason for rejection of loan. I suffered lot. take step. help me

I have applied for a education loan from State Bank of India Sakhigopal branch, PURI, ORISSAto continue my MBA degree under BPUT Orissa.But they(staffs(not all)) are not helping me, rather they are delaying it as they know that in SBI no authority can take any action against them.they have already made me running to the branch a MONTH.In this situation we the poor people will dream of becoming a criminal as we lose our dream or commit suiside. I request the authority to please take quick action

I contact number of time at Andhra bank Amaravati (m.s.)but he is delaying since last 2 months

i have applied educational loan in indian bank to my sister on 7th July, but there is no any response and reply still now. For want money, she has many problems in her further study. so please take any further action and help with us

i am studying MCA in coimbatore. i have applied education loan for my studies. but there is no reply still now. if you know about any way to apply that to apply the same please send mail to me . i applied in Indian Bank . Mail id:[protected]@yahoo.com

Dear Sir,

I am studying B.Ed course at tirupur century foundation college. For this purpose i need a education loan
But i was approached Two banks near by residence one is State Bank of Trivancore another one is State Bank of Patiyala .That particular Branch Managers told we are not giving education loan, not possible . I don't know how to get loan . i hoped only this way to pay my fees. Please offer me to get loan.

my Residence
R.Karthikeyan,
S/O.P.Ramalingam,
2/56, Waste Godown, Jeeva Nagar,
Sevantham palayam, Tirupur.

i went to Indian bank for applying educational loan(Thiruninravur branch, chennai). the bank manager refused to give such information and informed that he has not any educational loan.

Kindly take action and provide the information against educational loan.
if any deatils related to this i'll available on my mail id.

From: shaffi s <[protected]@yahoo.com>
To: [protected]@tn.nic.in
Sent: Wednesday, March 11, 2009 5:01:04 PM
Subject: Grievance of my Educational Loan



---


--- Complaint Letter


[protected][protected][protected][protected]
From,

S.SHAFFI

S/o S.Shajahan

Govt.school street,

Pakkirepalayam,

Panruti-T.k

Cuddalore District,

Tamil Nadu.



Respected Sir,



As I am doing my MBA, First Year at DMI Engineering College, Chettipet, Poonamallee, Chennai. I applied for a Educational Loan at INDIAN BANK, Melpattampakkam Branch, Cuddalore District. I am residing at PakkirepalayamVillage near by panruti and it has adopted by Indian bank (MELPATTAMPAKKAM). I submitted all the required documents which have sought from the Bank. I have an active account in the same Indian Bank.

I had submitted all the required documents as follows,



· BONAFIDE and FEE STRUCTURE CERTIFICATE (covering Rs 80, 000/-) for two years from the College.



· SURITY DOCUMENTS, EC CERTIFICATE for 5, 00, 000/- Lakhs Rupees worth.



While I approached several times to the Branch Manager, he refused to give me the educational loan without reason and not responding well, trating like animals..My 1st semester had already overed I secured 68% in results.He saying that where ever u go and complaint I wont bother about anybody, like this he responsing Sir, So kindly take severe action.
soon my 2nd semester going to take over so, I don't know any other way to go. So, please make an enquiry to the Indian Bank, Melpattampakkam Branch Manager, regarding this and I request you to sanction the Educational Loan soon. This will be very Helpful to my further study.

I will repay the amount regularly. I am waiting for your kind replay.



Thanking you,

S.SHAFFI





[protected][protected][protected][protected]
.


[protected][protected][protected][protected]
Check out the all-new Messenger 9.0! Click here.

sir my younger brother passed 10+2 pcm in year 2007 he secured 76.46% he wants to join merchant navy and he was admitted in pre sea deck cadet course at maritime institute in thailand which has been recgonised by international maritime organisation and by maritime authority of six countries after doing course placement is 100% guaranteed on foriegn shipping companies but then also my brother is not getting education loan of just 3 lakh rupees even though we r giving our home as collateral security which market value is 8.50 lakhs we applied education loan in several banks like pnb, allahabad bank, hdfc bank, in kalyan they r asking where he was after passing 12th in 2007 we told them that my brother was doing hardware networking course but he got admmision in this institute so he left the course and enrolled in maritime course we showed him fee recipt as a proof from nov 2008 we r still running for education loan but we still had not get it pls help us ..

delay in providing education loan :

sir i am studying mca 1year in sathyabama university, chennai. my native is salem. i had applied education loan in hdfc bank in salem.they always making delay for providing education loans.As a student i suffered a lot at now i finished my 1year mca for first year 1 and 2 semester my father get money in outside for high interest.
take steps for my problem and help us.
NOTE: DECEMBER ITSELF I START. 5 MONTH IT'S GON BEFORE 50DAYS I HAD SIGN MY LOAN AGREEMENT IN HDFCBANK THE ARE SAYING TODAY, TOMORROW LIKE THAT 20DAYS GON.SIR WHAT IS THE SOLUTION FOR THIS .DAILY MY FATHER AND ME TALKING WITH BANK BUT THEY ARE SAYING SAME TODAY ITWILL COME LIKE THET ONLY THER ARE SAYINR.
I am waiting for your kind replay.
Thanking you,
K.RAJKUMAR
S/O M.KANDASAMY
3, ARUNAGIRI STREET,
AMMAPET,
SALEM-3.
MOB NO: [protected]

I had applied education loan in indian bank at Alathur, sankarapuram (taluk) Villupuram (dist). They always making delay for providing education loans. As a student I suffered a lot. Please take steps and help us.

Respected sir,

I am living in the thindivanam town ship and i need bank loan, my ward is belonging to the icici bank but they are telling they wont give the bank loan. So i need bank loan from indian bank and i secured 86% in my HSC and now i got merit seat in adi parasakthi engg college. Pls kindly help me to get the loan in indian bank.

Dear sir.., I applied for loan in your bank. I got admission in Bedfordshire Luton UK. I pledged my parents property for 8Lakhs loan but Asset value is 10lakhs. i already deposit 4lakhs and paid as my tution fee but now indian bank is not providing loan because I'm not a merit student. What can i do now? But University accepted my percentage and my English knowledge. please do something for me. this is my humble request.

B.ED LOAN PLEASE SIR DETAILS

SIR I AM STUDYING DIPLOMA. MY FATHER WAS DIED . AND I WANT TO JOIN A ENGINEERING COLLEGE SO I WANT LOAN FROM INDIAN BANK
I HAVE WANT TO KNOW WHICH DOCUMENTS ARE REQUIRED TO LOAN FROM INDIAN BANK. I NOTE MY EMAIL ID ALREADY AND AGAIN AND NOTE IT
ROCKGOKUL.[protected]@GMAIL.COM
PLEASE REPLY SIR

i have completed my b.sc nursing course successfully by obtaining aan education loan from ur esteemed bank with an interest of 11% for 1, 71, 000/.now i m earning only rs.7000/mth.i m paying monthly rs 4000 for the edu loan with interest.it is not affordable for me sir. please do me needed favour.my edu loan ac no[protected]. thanking u.

Dear Sir,

I am studying B.Ed course at Kancheepuram " CHRIST COLLEGE OF EDUCATION ". For this purpose i need a education loan
But i was approached Two banks near by residence one is State Bank of India another one is Indian Bank .That particular Branch Managers told we are not giving education loan, because State Bank of Inda Manager that bank is Rural Bank so not issue for
Educational Loan so, not possible and Mazhaiyur - Indian Bank Manager no Response. I don't know how to get loan . i hoped only this way to pay my fees. Please offer me to get loan.

my Residence

Email ID : [protected]@yahoo.co.in

MEGANATHAN M S/O murugesan

No : 175,
Thennathur Post and Village,
Desur Via, Vandavasi T.K,
Tiruvannamalai D.t,
Pin code : 604 502.

From: sampath kumar.s
s/o. s. shanmugam,
100, thattra street,
ayyangar kulam pin code-631502
kancheepuram dt
tamil nadu state

To
Respected sir,
indian bank
---


--- Complaint Letter


[protected][protected][protected][protected]



Respected Sir,



As I am doing B.E., , First Year at KANCHI PALLAVAN Engineering College, KOLIVAKKAM, KANCHEEPURAM. I applied for a Educational Loan at INDIAN BANK, kancheepuram Branch, Loan amount for 3, 05, 000. I am residing at ayyangar kulam Village near by kancheepuram and it has adopted by Indian bank (KANCHEEPURAM). i applied online education loan date for 19/08/2009
referance number for 3934.

so, I don't know any other way to go. So, please make an enquiry to the Indian Bank, kanchee puram Branch Manager, regarding this and I request you to sanction the Educational Loan soon. This will be very Helpful to my further study.

I will repay the amount regularly. I am waiting for your kind replay.



Thanking you,

S.Sampath kumar

Educational loan-Indian bank — Delay in giving educational loan..

Respected Sir/Madam,
We had applied for an educational loan in the Indian Bank for my son.But there is no proper response from the bank authorities so far. It has been two months since we had requested the bank and all the necessary papers and documents have been submitted. But the officers are lethargic and don't take this seriously. With whom should i lodge a complain to take further severe action.
Thanking You,
Yours sincerely,
G.N.Baskaran

Government of India in consultation with Reserve Bank of India (RBI) and Indian Banker's Association (IBA) has framed a Comprehensive Educational Loan Scheme to ensure that no deserving student in the Country is deprived of higher education for want of finances. The new scheme covers all type of courses including professional courses in schools and colleges in India and abroad.
The Salient features of the scheme are as under:
• The scheme envisages loans up to Rs.7.5 lakh for studies in India and up to Rs. 15 lakh for studies abroad.
• For loans up to Rs. 4 lakh no collateral or margin is required and the interest rate is not to exceed the Prime Lending Rates (PLR). For loans above Rs. 4 lakh the interest rate will not exceed PLR plus 1 percent.
• The loans are to be repaid over a period of 5 to 7 years with provision of grace period of one year after completion of studies
Tax Benefit
Repayment of an education loan is deductible under section 80E of the Income Tax Act. The yearly limit for deduction is Rs. 40, 000 (for both the principal and the interest). Only loans taken for higher education - fulltime studies in any graduate or post-graduate, professional, and pure and applied science courses - may claim deduction. The deduction will be available for a maximum of eight years starting from the day you start repaying.
Equitable Access to quality higher education has been a concern of the University Grants Commission. To this purpose the Commission, besides encouraging colleges and universities to provide for liberal financial support to the meritorious but needy students, has also been instrumental in educational loan scheme. The Reserve Bank of India (RBI) has issued guidelines in this regard to all commercial banks. A large number of banks have already launched educational loan schemes. Provided below are links to the respective website of individual banks offering such facilities.
Since there is a moratorium period, how will my repayments be determined?
A. The outstanding interest for the moratorium period will be added to the loan amount at the time of commencement of the repayment. The EMI will be determined on this amount at the time the repayment is to commence.
Q. What is EMI? How is it calculated?
A. EMI stands for Equated Monthly Instalments. This instalment comprises both principal and interest components. Your EMI would be calculated depending on the tenor you choose, to repay your loan. The EMI would be higher if you choose to repay within a shorter period as against a longer-term loan. A shorter repayment period, however, reduces your interest cost over the term of the loan.
Q. What is the repayment schedule like?
A. The repayment would begin one year after the course period or six months after you get a job, whichever is earlier. You are expected to pay a minimum amount equivalent to the EMI on a monthly basis. However, you can choose to pay more than the EMI, and we do not charge any prepayment penalty.
Q. Where can I avail of a SBI educational loan?
A. The loan is available from all branches in metro/urban areas as well as those having personal banking divisions
A term loan granted to Indian Nationals for pursuing higher education in India or abroad where admission has been secured.







Eligible Courses

All courses having employment prospects are eligible.
• Graduation courses/ Post graduation courses/ Professional courses
• Other courses approved by UGC/Government/AICTE etc.


Expenses considered for loan
• Fees payable to college/school/hostel
• Examination/Library/Laboratory fees
• Purchase of Books/Equipment/Instruments/Uniforms
• Caution Deposit/Building Fund/Refundable Deposit (maximum 10% tution fees for the entire course)
• Travel Expenses/Passage money for studies abroad
• Purchase of computers considered necessary for completion of course
• Cost of a Two-wheeler upto Rs. 50, 000/-
Any other expenses required to complete the course like study tours, project work etc.



Amount of Loan
• For studies in India, maximum Rs. 10 lacs
• Studies abroad, maximum Rs. 20 lacs


Interest Rates
w.e.f. 29.06.2009 (SBAR 11.75%)

SBI Student Loan Scheme
Loan Amount Rate of Interest
Loans upto Rs. 4.00 Lacs 0.50% below SBAR i.e. 11.25% p.a.
Loans above Rs. 4.00 Lacs and
upto Rs. 7.50 Lacs 1.00% above SBAR i.e. 12.75% p.a.
Loans above Rs. 7.50 Lacs At SBAR i.e. 11.75% p.a.

An Interest Rate concession of 0.50% to Girl Student availing Student Loans



Processing Fees
• No processing fee/ upfront charges
• Deposit of Rs. 5000/- for education loan for studies abroad which will be adjusted in the margin money



Repayment Tenure
Repayment will commence one year after completion of course or 6 months after securing a job, whichever is earlier.
Place of Study Loan Amount Repayment Period
in Years
Studies in India Rs. 10.0 lacs 5-7
Studies Abroad Rs. 20.0 lacs 5-7



Security
Amount For loans upto Rs. 10.00 lacs for Studies in India and upto Rs. 20.00 lacs for studies abroad
Upto Rs. 4 lacs No Security
Above Rs. 4 lacs to Rs. 7.50 lacs Collateral security in the form of suitable third party guarantee. The bank may, at its discretion, in exceptional cases, weive third party guarantee if satisfied with the net-worth/means of parent/s who would be executing the documents as "joint borrower".
Above Rs. 7.50 lacs. Tangible collateral security of suitable value, along with the assignment of future income of the student for payment of installments.
All loans should be secured by parent(s)/guardian of the student borrower. In case of married person, co-obligator can be either spouse or the parent(s)/ parents-in-law




Margin
• For loans up to Rs.4.0 lacs : No Margin
• For loans above Rs.4.0 lacs:
o Studies in India: 5%
o Studies Abroad: 15%



Documentation Required
• Completed Education Loan Application Form.
• Mark sheets of last qualifying examination
• Proof of admission scholarship, studentship etc
• Schedule of expenses for the specified course
• 2 passport size photographs
• Borrower's Bank account statement for the last six months
• Income tax assessment order, of last 2 years
• Brief statement of assets and liabilities, of the Co-borrower
• Proof of Income (i.e. Salary slips/ Form 16 etc)
Education is central to the development in any country. Every government levies policies in the National and State level to ensure that this basic need of the population is met through appropriate public and private sector initiatives. With a gradual reduction in government subsidies higher education is getting more and more costly and hence the need for institutional funding in this area.
The scope of education has widened both in India and abroad covering new courses in diversified areas. Development of human capital is a national priority and common enterprise should be that no deserving student is denied opportunity to pursue higher education for want of financial support. Loans for education should be seen as an investment for economic development and prosperity. Knowledge and information would be the driving force for economic growth in the coming years
Objectives of the Scheme
The main emphasis of the Educational Loan Scheme is that every meritorious student though poor is provided with an opportunity to pursue education with the financial support from the banking system with affordable terms and conditions. No deserving student is denied an opportunity to pursue higher education for want of financial support.
In short, the scheme aims at providing financial assistance on reasonable terms:
• to the poor and needy to undertake basic education.
• to the meritorious students to pursue higher/professional/technical education.
The scheme could be adopted by all Commercial Banks. The scheme provides broad guidelines to the banks for operationalising the educational loan scheme and the implementing bank will have the discretion to make changes suiting to the convenience of the students/parents to make it more customer friendly

Government of India in consultation with Reserve Bank of India (RBI) and Indian Banker's Association (IBA) has framed a Comprehensive Educational Loan Scheme to ensure that no deserving student in the Country is deprived of higher education for want of finances. The new scheme covers all type of courses including professional courses in schools and colleges in India and abroad.
The Salient features of the scheme are as under:
• The scheme envisages loans up to Rs.7.5 lakh for studies in India and up to Rs. 15 lakh for studies abroad.
• For loans up to Rs. 4 lakh no collateral or margin is required and the interest rate is not to exceed the Prime Lending Rates (PLR). For loans above Rs. 4 lakh the interest rate will not exceed PLR plus 1 percent.
• The loans are to be repaid over a period of 5 to 7 years with provision of grace period of one year after completion of studies
Tax Benefit
Repayment of an education loan is deductible under section 80E of the Income Tax Act. The yearly limit for deduction is Rs. 40, 000 (for both the principal and the interest). Only loans taken for higher education - fulltime studies in any graduate or post-graduate, professional, and pure and applied science courses - may claim deduction. The deduction will be available for a maximum of eight years starting from the day you start repaying.
Equitable Access to quality higher education has been a concern of the University Grants Commission. To this purpose the Commission, besides encouraging colleges and universities to provide for liberal financial support to the meritorious but needy students, has also been instrumental in educational loan scheme. The Reserve Bank of India (RBI) has issued guidelines in this regard to all commercial banks. A large number of banks have already launched educational loan schemes. Provided below are links to the respective website of individual banks offering such facilities.
Since there is a moratorium period, how will my repayments be determined?
A. The outstanding interest for the moratorium period will be added to the loan amount at the time of commencement of the repayment. The EMI will be determined on this amount at the time the repayment is to commence.
Q. What is EMI? How is it calculated?
A. EMI stands for Equated Monthly Instalments. This instalment comprises both principal and interest components. Your EMI would be calculated depending on the tenor you choose, to repay your loan. The EMI would be higher if you choose to repay within a shorter period as against a longer-term loan. A shorter repayment period, however, reduces your interest cost over the term of the loan.
Q. What is the repayment schedule like?
A. The repayment would begin one year after the course period or six months after you get a job, whichever is earlier. You are expected to pay a minimum amount equivalent to the EMI on a monthly basis. However, you can choose to pay more than the EMI, and we do not charge any prepayment penalty.
Q. Where can I avail of a SBI educational loan?
A. The loan is available from all branches in metro/urban areas as well as those having personal banking divisions
A term loan granted to Indian Nationals for pursuing higher education in India or abroad where admission has been secured.







Eligible Courses

All courses having employment prospects are eligible.
• Graduation courses/ Post graduation courses/ Professional courses
• Other courses approved by UGC/Government/AICTE etc.


Expenses considered for loan
• Fees payable to college/school/hostel
• Examination/Library/Laboratory fees
• Purchase of Books/Equipment/Instruments/Uniforms
• Caution Deposit/Building Fund/Refundable Deposit (maximum 10% tution fees for the entire course)
• Travel Expenses/Passage money for studies abroad
• Purchase of computers considered necessary for completion of course
• Cost of a Two-wheeler upto Rs. 50, 000/-
Any other expenses required to complete the course like study tours, project work etc.



Amount of Loan
• For studies in India, maximum Rs. 10 lacs
• Studies abroad, maximum Rs. 20 lacs


Interest Rates
w.e.f. 29.06.2009 (SBAR 11.75%)

SBI Student Loan Scheme
Loan Amount Rate of Interest
Loans upto Rs. 4.00 Lacs 0.50% below SBAR i.e. 11.25% p.a.
Loans above Rs. 4.00 Lacs and
upto Rs. 7.50 Lacs 1.00% above SBAR i.e. 12.75% p.a.
Loans above Rs. 7.50 Lacs At SBAR i.e. 11.75% p.a.

An Interest Rate concession of 0.50% to Girl Student availing Student Loans



Processing Fees
• No processing fee/ upfront charges
• Deposit of Rs. 5000/- for education loan for studies abroad which will be adjusted in the margin money



Repayment Tenure
Repayment will commence one year after completion of course or 6 months after securing a job, whichever is earlier.
Place of Study Loan Amount Repayment Period
in Years
Studies in India Rs. 10.0 lacs 5-7
Studies Abroad Rs. 20.0 lacs 5-7



Security
Amount For loans upto Rs. 10.00 lacs for Studies in India and upto Rs. 20.00 lacs for studies abroad
Upto Rs. 4 lacs No Security
Above Rs. 4 lacs to Rs. 7.50 lacs Collateral security in the form of suitable third party guarantee. The bank may, at its discretion, in exceptional cases, weive third party guarantee if satisfied with the net-worth/means of parent/s who would be executing the documents as "joint borrower".
Above Rs. 7.50 lacs. Tangible collateral security of suitable value, along with the assignment of future income of the student for payment of installments.
All loans should be secured by parent(s)/guardian of the student borrower. In case of married person, co-obligator can be either spouse or the parent(s)/ parents-in-law




Margin
• For loans up to Rs.4.0 lacs : No Margin
• For loans above Rs.4.0 lacs:
o Studies in India: 5%
o Studies Abroad: 15%



Documentation Required
• Completed Education Loan Application Form.
• Mark sheets of last qualifying examination
• Proof of admission scholarship, studentship etc
• Schedule of expenses for the specified course
• 2 passport size photographs
• Borrower's Bank account statement for the last six months
• Income tax assessment order, of last 2 years
• Brief statement of assets and liabilities, of the Co-borrower
• Proof of Income (i.e. Salary slips/ Form 16 etc)
Education is central to the development in any country. Every government levies policies in the National and State level to ensure that this basic need of the population is met through appropriate public and private sector initiatives. With a gradual reduction in government subsidies higher education is getting more and more costly and hence the need for institutional funding in this area.
The scope of education has widened both in India and abroad covering new courses in diversified areas. Development of human capital is a national priority and common enterprise should be that no deserving student is denied opportunity to pursue higher education for want of financial support. Loans for education should be seen as an investment for economic development and prosperity. Knowledge and information would be the driving force for economic growth in the coming years
Objectives of the Scheme
The main emphasis of the Educational Loan Scheme is that every meritorious student though poor is provided with an opportunity to pursue education with the financial support from the banking system with affordable terms and conditions. No deserving student is denied an opportunity to pursue higher education for want of financial support.
In short, the scheme aims at providing financial assistance on reasonable terms:
• to the poor and needy to undertake basic education.
• to the meritorious students to pursue higher/professional/technical education.
The scheme could be adopted by all Commercial Banks. The scheme provides broad guidelines to the banks for operationalising the educational loan scheme and the implementing bank will have the discretion to make changes suiting to the convenience of the students/parents to make it more customer friendly

In my case they are not even ready to check my offer letter from the college!

i checked over all banks in kanchipuram and i was diverted to other bank, why this is happing so, i really fedup because of this,

i need help my college is going to start on 04/01/2010, till now i can not able to prepare my loan!!!


waiting for help
Arunshah!

politicians announced for getting vote but getting of educational loan is very tourture

Education Loan @ indian bank — Delay in education loan

From
V.SUDHAKAR
CHENGAM TALUK
THIRUVANNAMALI - 606704
Tamilnadu,

This is sudhakar from Thiruvannamali.My brother is going to do B.E in private collage (Anna University).Institution Admitted this year (2009) my service area in Indian Bank, kariyamangalam Branch , We applied for education loan & we conduct branch manager about my brother Education loan he is not listening to our voice simply saying we send your details to branch head we request to give application number to check in online or we can get enquiry status of my brother education loan but no response from the manager.my brother is going to write first semester exam 2009 Till to date we did not get any details about education loan whether we can get are not we does't know what is procedure to get details about education loan any body helps us to get this detail. kindly take action.
This is bank address

Branch: KARIYAMANGALAM
Address: 1/60-A2 MAIN ROAD KARIYAMANGALAM TIRUVANNAMALAI 606709
KARIAMANGALAM (TIRUVANNAMALAI)
TAMIL NADU

regards
sudhakar

sir i am studying diploma electronic communication in 2 year in donbosco at thiruvallur. my native is sriperumbuthur.i request SBI and INDIAN BANK manegers they will not care in my applycation. .As a student i suffered a lot at now i finished my 2year diploma electronic communication for first year 1 and 2and 2yea 3 semester my father get money in outside for high interest but still now my father no more. plz, plz, plz, plz, hellpme
take steps for my problem and help us thank you,

Sir, i had applied for education loan in indian bank one year before. eventhough i had submitt all documents which ever they required, still they did not approve the loan. ever weak i am going to bank. but they cannot give any response to me.still i am not paid my college fees.so i am cornered to discontinue my studies. please help me. Thankingyou M.Rajkumar

I have applied educational loan in indian bank of kamarajar salai branch in madurai-625009. on last 11.11.2009. but bank did not responding to me how will get the loan of my education loan.

i had applied education loan in indian bank at rameswaram.they not give me correct information abt my education loan now after 3 months they told me tht your loan rejected because my brother already brow education loan in same bank. they ask me security or any propertties but we dont have any properties.they not give me in written the reason for rejection of loan and what are the steps of the submitting legal certifictes.I suffered lot. i reqest you to kindly grand me take step. help me...

my name s nirmal am doing my mba in smot school of business chennai i applied loan in lb road branch got rejected i dont no y my seniours got ther r not provideing for our batch ... even last year they got property n gave the loan this nothing, no resp no respect ... am a indian citizen studying mba, have a property, college s affil to BDU trichy ... then y cant i get the loan some one help me ... i want to complain to higher authority give me the mail id

sir,
i'm an MBA student. my mother has an saving bank a/c in Andhra bank(ttp mill branch), Tirupur for the past 10 years. So as a regular customer, i applied for educational loan on september, 2009. but till now, i didn't get the loan and not even know the reason why i can't get the educational loan.
One more thing is, as a regular customer i really got frustrated with the behaviour of the branch manager Mr.madhavan. I ask'd education loan for Rs.75000. Is anyone need 7 months for sanction of a loan? Eventhough i sumbitted all the required documents, i don't know why i can't get education loan. So i kindly request u to take immediate action and provide me the education loan.

please do something for poor students...

using the collector office letter
i trying to get my edu loan(canara bank:panapakkam, vellore dst, tamilnadu) as past 6 months but till it is not sanctioned
kindly help me

please reply me

from:[protected]@yahoo.com

I am Arulkumar Studying MBA First Year in PMC TECH Hosur. I Had applied loan in INDIAN BANK Pennagaram Branch, Dharmapuri(DT). The Manager not accept my application and said no loan for You. I Hoped this way only i pay my fees. becaz my family background is very poor. How Can I study ? i am very hurted for this action. if not avail loan for me i lost my study And get suicide also. So plz Get Immediate action for this I Hope And wait the good reply from you...

Branch Manager Contact NO:[protected]


My E-mail: [protected]@yahoo.com
My Address:
S/o G.Subramani,
Kariyampatti (Vill),
Pennagaram(Tk),
Dharmapuri(DT), 636810
Mob:[protected]

Dear Sir,

I am doing ATDC 1 year course. I asked Indian Bank Koimbedu Brance so many times to the manager. My fee is only 35, 000/-. The Branch manager told me, put some jewells and get the loan for the fee. I con't recommond to the Head office for the least amount of 35, 000/-.

The ATDC Educatcion system is purly Central Governent. Past Four Months he deniying the loan.

Indianbank — educational loan delay

i have apply for educational loan for my daughter ( J.SRUTHI ) last JUNE 2010.but still date i have not received any information or loan reg details from indian bank ,rajapalayam branch,virudhunagar district,tamilnadu. KINDLY CONSIDER THIS MATTER .i will wait for your favourable reply.

thanking you
j.geetha
[protected]

SIR I AM studing. engineering college, I had applied for education loan INDIAN BANK Br, ADIRAM PATTINAM, pin 614701. but branch manager does not response me.i m applied 5 month bfor, how to tel i don"t know sir pls pls pls ..
S.MUHAMED RAFEEQ,
BIG WEVER STREET.
ADIRAM PATTINAM,
PATTUKOTTAI (T.K
TANJAVUR (D.T
TAMIL NADU.

I am applied for educational loan indian bank ganapathy branch
Sept 13th 2010 till date no response delay please kelp me
suffering students

Dear madam/sir,
I Nandha kumar.p S/O, Palanisamy.R have applied for education loan at Tiruchengode Branch, 173/2, sathy Road, V.Chatiram, Erode of 4 lacs(MBA), my application got rejected due to the reason that I am not a meritorious student, so I approached the district collector regarding my loan, he has given a letter for the further process, so I kindly request you to process my application to the earliest as possible, so that it will be helpful for me to pay the pending tuition fee and continue my studies.
thankyou,


NANDHA KUMAR.P,
S/O, PALANISAMY.R,
125, KOTHUKARAR THOTTAM, C.N.C(OPP),
V.CHATRAM,
ERODE-638004.
CONTACT NO:[protected].
MAIL ID: [protected]@gmail.com.

i am devaraj i studied by education loan only so first of all i told thanks to bank which provide education loan. but now problm is they sent advacate-notice to repay the interest of how much i received.bank manager didt provide proper reason and information about interest calculation detail.if i ask about how u calculate the interest means he told first pay the interest then you ask anything like, i am more disappointed i put leave for one day college.please suggest me where ill i complaints about branch manager.bank is INDIAN BANK kalambur branch.


regards

devaraj

Respected sir/madam,
i am pravin kumar i applied loan before 8 months i not get a loan . i studied 2nd year but not to get a 1st year loan. so please help me i am in very poor conditions.i apply loan in <indian bank branch chengam, thiruvannamalai>.my adress 14, thoppur (vill)kayampattu(post)chengam(t.k), thiruvannamalai(dst). my contact no :[protected].please kindly help for me.

thanking you


yours truely,
pravinkumar.r

I am Ram, I have completed MCA and tack education loan[protected]Rs.48000) only in indian bank(keelapuliyur Branch adn Perambalur district). year wise i paid some amount. till now i paid Rs. 23000 so remaining i will pay total amount i think i have (rs.25000). some critical issue and situation i not pay my remaining amount. so before 1 month indian bank send to lawyer notice and meet to Perambalur Court and Judge. My father before 25 days going to Meet Judge, that time Court finaly u pay to remaining amount rs.25000 only and finishe to your education loan.. next day my father going to indian bank manager meet and pay the that amount so pls give form. but manager not accept court decision. you pay rs.37000 . after only i reveid form bank manager told to reply my father. last month stopped to my Father OSP amount.(Monthly Monthly Govt Announce Amount).in Indian bank manger. ??

So what is the solution? but i ready to pay. remaining amount??

Dear Sir,
I P.Naga Sabita Having an current Account in Rajahmundry, prakashnagar Branch, (P-121) pin code 533013 bearing account no:[protected] has applied for an AT Par Cheques and for an on line account six months back my transcations are good . we cannot find the reason for not getting the AtPar cheques and for online account .we have already given all the Requirements Required.
we kindly Request you to Give me the ATPAR cheques and online account immideatly. sir because of not giving atpar cheques i have lost the D.D charges not less that 4000/- Rs. because every month i have to take an D.D average or Rs.2lakhs if i have AtPar cheues it is not necessary to take the D.D so that i can save my D.D charges in my business
Atleast we hope that we can Receive a mail Regarding this.

yours sincerly
P.Naga Sabita

Respected sir,

SUB: regarding the bank loan

I am ilangovan from trichy; I availed a loan amount of 400000 in your bank on 26.12.2003, but due to the ill of my health condition I cant continue the monthly emi regularly. So my overdue is about 80, 000.the bank has advised me to pay the over due. But I can’t pay on that time. I asked manager to pay the money in 3’ installment. But he doesn’t agree with us.
Now he send a notice regarding (selling of our home). So please help us sir, we need our home. I am ready the pay the over due. But he is not accepting. He wants the full amount of (400000) should be paid. With in 24th of this month. I ready to pay the over due…so help us to be continue my loan in this bank it self.


Details:
Bank: Sundar Nagar branch, Trichy-21
HL[protected]

ANAND, Gujarat iNDIAN bANK mANAGER IS SO RUDE THAT PEOPLE SCARED TO TALK TO HIM. Have no manners whatsoever.

HEY INDIAN BANK MANAGER (ANAND, GUJARAT) IS VERY NICE PERSON. NOT RUDE AT ALL. I WENT WITH FEAR BUT CAME WITH JOY COZ OF THEIR GUD WAY OF SERVICE.

RANJITH