Indian Bank Complaints & Reviews

sir,

Im saravanan from mayiladuthurai. As a account holder o[censored]r bank, i applied for internet banking at nine months back.. i need internet banking for my account urgently, kindly plz help me and expect neccessary steps as soon as possible..
my account no:[protected]
thank you,

urs obediently,
R.saravanan

sir,

Im saravanan from mayiladuthurai. As a account holder o[censored]r bank, i applied for internet banking at nine months back.. i need internet banking for my account urgently, kindly plz help me and expect neccessary steps as soon as possible..
my account no:[protected]
thank you,

urs obediently,
R.saravanan

sir,

Im saravanan from mayiladuthurai. As a account holder o[censored]r bank, i applied for internet banking at nine months back.. i need internet banking for my account urgently, kindly plz help me and expect neccessary steps as soon as possible..
my account no:[protected]
thank you,

urs obediently,
R.saravanan

Cheque deposit

My name is P. Sureshbabu My Account Number:[protected], Last Month I deposited (23.11.2013) one Cheaque, That bank chq name LVB still now that cheque not Credited please help ne.

Dear sir,

im prabakaran from dubai. i having NRI Account in your state bank of india in mannargudi branch, Regarding i would like to add in my account to NET BANKING. so KINDLY TO RESPONSE TOme. and also like to apply on ATM CARD, kindly refer yo my obilcation.

thank you
K.PRABAKARAN
A/C NO [protected]
MOBIL NO[protected]
POST BOX NO--94945,
DUBAI -U A E

Since one month I was running behind the Nagore Indian Bank Branch Manager to get the online transaction service. The manager treating me as a dog. If they are responding properly means surely i'll attend suicide.

hello sir
i want education loan maximum amount value . then in want seurity detail and land properties details pls send

dear sir, my current account in indian bank from indirapuram branch, i told to the bank manager please geve me satifactory later, he dosn't give me, and abused talked to me,




thanking you.Roshan singh rawat
contact no.[protected]

dear sir,
iam stay in dubai i want NRI account procedures and application form iam in vist visa in dubai pls send earlist

i had applied education loan in Punjab National Bankat Agra.they not give me correct information abt my education loan now after 19 day they told me tht your loan rejected because there is gap of 8 year. I had copleted my graduation in year2008 after that i starsted doing job now i want to restart my study but they refuse to give me loan but they not give me in written the reason for rejection of loan. I suffered lot. take step. help me

i had applied for education loan. but branch manager does not response me.

i had applied education loan in Andhra Bank at Pollachi. but they refuse to give me loan but they not give me in written the reason for rejection of loan. I suffered lot. take step. help me

I have applied for a education loan from State Bank of India Sakhigopal branch, PURI, ORISSAto continue my MBA degree under BPUT Orissa.But they(staffs(not all)) are not helping me, rather they are delaying it as they know that in SBI no authority can take any action against them.they have already made me running to the branch a MONTH.In this situation we the poor people will dream of becoming a criminal as we lose our dream or commit suiside. I request the authority to please take quick action

I contact number of time at Andhra bank Amaravati (m.s.)but he is delaying since last 2 months

i have applied educational loan in indian bank to my sister on 7th July, but there is no any response and reply still now. For want money, she has many problems in her further study. so please take any further action and help with us

i am studying MCA in coimbatore. i have applied education loan for my studies. but there is no reply still now. if you know about any way to apply that to apply the same please send mail to me . i applied in Indian Bank . Mail id:[protected]@yahoo.com

Dear Sir,

I am studying B.Ed course at tirupur century foundation college. For this purpose i need a education loan
But i was approached Two banks near by residence one is State Bank of Trivancore another one is State Bank of Patiyala .That particular Branch Managers told we are not giving education loan, not possible . I don't know how to get loan . i hoped only this way to pay my fees. Please offer me to get loan.

my Residence
R.Karthikeyan,
S/O.P.Ramalingam,
2/56, Waste Godown, Jeeva Nagar,
Sevantham palayam, Tirupur.

i went to Indian bank for applying educational loan(Thiruninravur branch, chennai). the bank manager refused to give such information and informed that he has not any educational loan.

Kindly take action and provide the information against educational loan.
if any deatils related to this i'll available on my mail id.

From: shaffi s <[protected]@yahoo.com>
To: [protected]@tn.nic.in
Sent: Wednesday, March 11, 2009 5:01:04 PM
Subject: Grievance of my Educational Loan



---


--- Complaint Letter


[protected][protected][protected][protected]
From,

S.SHAFFI

S/o S.Shajahan

Govt.school street,

Pakkirepalayam,

Panruti-T.k

Cuddalore District,

Tamil Nadu.



Respected Sir,



As I am doing my MBA, First Year at DMI Engineering College, Chettipet, Poonamallee, Chennai. I applied for a Educational Loan at INDIAN BANK, Melpattampakkam Branch, Cuddalore District. I am residing at PakkirepalayamVillage near by panruti and it has adopted by Indian bank (MELPATTAMPAKKAM). I submitted all the required documents which have sought from the Bank. I have an active account in the same Indian Bank.

I had submitted all the required documents as follows,



· BONAFIDE and FEE STRUCTURE CERTIFICATE (covering Rs 80, 000/-) for two years from the College.



· SURITY DOCUMENTS, EC CERTIFICATE for 5, 00, 000/- Lakhs Rupees worth.



While I approached several times to the Branch Manager, he refused to give me the educational loan without reason and not responding well, trating like animals..My 1st semester had already overed I secured 68% in results.He saying that where ever u go and complaint I wont bother about anybody, like this he responsing Sir, So kindly take severe action.
soon my 2nd semester going to take over so, I don't know any other way to go. So, please make an enquiry to the Indian Bank, Melpattampakkam Branch Manager, regarding this and I request you to sanction the Educational Loan soon. This will be very Helpful to my further study.

I will repay the amount regularly. I am waiting for your kind replay.



Thanking you,

S.SHAFFI





[protected][protected][protected][protected]
.


[protected][protected][protected][protected]
Check out the all-new Messenger 9.0! Click here.

sir my younger brother passed 10+2 pcm in year 2007 he secured 76.46% he wants to join merchant navy and he was admitted in pre sea deck cadet course at maritime institute in thailand which has been recgonised by international maritime organisation and by maritime authority of six countries after doing course placement is 100% guaranteed on foriegn shipping companies but then also my brother is not getting education loan of just 3 lakh rupees even though we r giving our home as collateral security which market value is 8.50 lakhs we applied education loan in several banks like pnb, allahabad bank, hdfc bank, in kalyan they r asking where he was after passing 12th in 2007 we told them that my brother was doing hardware networking course but he got admmision in this institute so he left the course and enrolled in maritime course we showed him fee recipt as a proof from nov 2008 we r still running for education loan but we still had not get it pls help us ..

delay in providing education loan :

sir i am studying mca 1year in sathyabama university, chennai. my native is salem. i had applied education loan in hdfc bank in salem.they always making delay for providing education loans.As a student i suffered a lot at now i finished my 1year mca for first year 1 and 2 semester my father get money in outside for high interest.
take steps for my problem and help us.
NOTE: DECEMBER ITSELF I START. 5 MONTH IT'S GON BEFORE 50DAYS I HAD SIGN MY LOAN AGREEMENT IN HDFCBANK THE ARE SAYING TODAY, TOMORROW LIKE THAT 20DAYS GON.SIR WHAT IS THE SOLUTION FOR THIS .DAILY MY FATHER AND ME TALKING WITH BANK BUT THEY ARE SAYING SAME TODAY ITWILL COME LIKE THET ONLY THER ARE SAYINR.
I am waiting for your kind replay.
Thanking you,
K.RAJKUMAR
S/O M.KANDASAMY
3, ARUNAGIRI STREET,
AMMAPET,
SALEM-3.
MOB NO: [protected]

I had applied education loan in indian bank at Alathur, sankarapuram (taluk) Villupuram (dist). They always making delay for providing education loans. As a student I suffered a lot. Please take steps and help us.

Respected sir,

I am living in the thindivanam town ship and i need bank loan, my ward is belonging to the icici bank but they are telling they wont give the bank loan. So i need bank loan from indian bank and i secured 86% in my HSC and now i got merit seat in adi parasakthi engg college. Pls kindly help me to get the loan in indian bank.

Dear sir.., I applied for loan in your bank. I got admission in Bedfordshire Luton UK. I pledged my parents property for 8Lakhs loan but Asset value is 10lakhs. i already deposit 4lakhs and paid as my tution fee but now indian bank is not providing loan because I'm not a merit student. What can i do now? But University accepted my percentage and my English knowledge. please do something for me. this is my humble request.

B.ED LOAN PLEASE SIR DETAILS

SIR I AM STUDYING DIPLOMA. MY FATHER WAS DIED . AND I WANT TO JOIN A ENGINEERING COLLEGE SO I WANT LOAN FROM INDIAN BANK
I HAVE WANT TO KNOW WHICH DOCUMENTS ARE REQUIRED TO LOAN FROM INDIAN BANK. I NOTE MY EMAIL ID ALREADY AND AGAIN AND NOTE IT
ROCKGOKUL.[protected]@GMAIL.COM
PLEASE REPLY SIR

i have completed my b.sc nursing course successfully by obtaining aan education loan from ur esteemed bank with an interest of 11% for 1, 71, 000/.now i m earning only rs.7000/mth.i m paying monthly rs 4000 for the edu loan with interest.it is not affordable for me sir. please do me needed favour.my edu loan ac no[protected]. thanking u.

Dear Sir,

I am studying B.Ed course at Kancheepuram " CHRIST COLLEGE OF EDUCATION ". For this purpose i need a education loan
But i was approached Two banks near by residence one is State Bank of India another one is Indian Bank .That particular Branch Managers told we are not giving education loan, because State Bank of Inda Manager that bank is Rural Bank so not issue for
Educational Loan so, not possible and Mazhaiyur - Indian Bank Manager no Response. I don't know how to get loan . i hoped only this way to pay my fees. Please offer me to get loan.

my Residence

Email ID : [protected]@yahoo.co.in

MEGANATHAN M S/O murugesan

No : 175,
Thennathur Post and Village,
Desur Via, Vandavasi T.K,
Tiruvannamalai D.t,
Pin code : 604 502.

From: sampath kumar.s
s/o. s. shanmugam,
100, thattra street,
ayyangar kulam pin code-631502
kancheepuram dt
tamil nadu state

To
Respected sir,
indian bank
---


--- Complaint Letter


[protected][protected][protected][protected]



Respected Sir,



As I am doing B.E., , First Year at KANCHI PALLAVAN Engineering College, KOLIVAKKAM, KANCHEEPURAM. I applied for a Educational Loan at INDIAN BANK, kancheepuram Branch, Loan amount for 3, 05, 000. I am residing at ayyangar kulam Village near by kancheepuram and it has adopted by Indian bank (KANCHEEPURAM). i applied online education loan date for 19/08/2009
referance number for 3934.

so, I don't know any other way to go. So, please make an enquiry to the Indian Bank, kanchee puram Branch Manager, regarding this and I request you to sanction the Educational Loan soon. This will be very Helpful to my further study.

I will repay the amount regularly. I am waiting for your kind replay.



Thanking you,

S.Sampath kumar

Educational loan-Indian bank — Delay in giving educational loan..

Respected Sir/Madam,
We had applied for an educational loan in the Indian Bank for my son.But there is no proper response from the bank authorities so far. It has been two months since we had requested the bank and all the necessary papers and documents have been submitted. But the officers are lethargic and don't take this seriously. With whom should i lodge a complain to take further severe action.
Thanking You,
Yours sincerely,
G.N.Baskaran

Government of India in consultation with Reserve Bank of India (RBI) and Indian Banker's Association (IBA) has framed a Comprehensive Educational Loan Scheme to ensure that no deserving student in the Country is deprived of higher education for want of finances. The new scheme covers all type of courses including professional courses in schools and colleges in India and abroad.
The Salient features of the scheme are as under:
• The scheme envisages loans up to Rs.7.5 lakh for studies in India and up to Rs. 15 lakh for studies abroad.
• For loans up to Rs. 4 lakh no collateral or margin is required and the interest rate is not to exceed the Prime Lending Rates (PLR). For loans above Rs. 4 lakh the interest rate will not exceed PLR plus 1 percent.
• The loans are to be repaid over a period of 5 to 7 years with provision of grace period of one year after completion of studies
Tax Benefit
Repayment of an education loan is deductible under section 80E of the Income Tax Act. The yearly limit for deduction is Rs. 40, 000 (for both the principal and the interest). Only loans taken for higher education - fulltime studies in any graduate or post-graduate, professional, and pure and applied science courses - may claim deduction. The deduction will be available for a maximum of eight years starting from the day you start repaying.
Equitable Access to quality higher education has been a concern of the University Grants Commission. To this purpose the Commission, besides encouraging colleges and universities to provide for liberal financial support to the meritorious but needy students, has also been instrumental in educational loan scheme. The Reserve Bank of India (RBI) has issued guidelines in this regard to all commercial banks. A large number of banks have already launched educational loan schemes. Provided below are links to the respective website of individual banks offering such facilities.
Since there is a moratorium period, how will my repayments be determined?
A. The outstanding interest for the moratorium period will be added to the loan amount at the time of commencement of the repayment. The EMI will be determined on this amount at the time the repayment is to commence.
Q. What is EMI? How is it calculated?
A. EMI stands for Equated Monthly Instalments. This instalment comprises both principal and interest components. Your EMI would be calculated depending on the tenor you choose, to repay your loan. The EMI would be higher if you choose to repay within a shorter period as against a longer-term loan. A shorter repayment period, however, reduces your interest cost over the term of the loan.
Q. What is the repayment schedule like?
A. The repayment would begin one year after the course period or six months after you get a job, whichever is earlier. You are expected to pay a minimum amount equivalent to the EMI on a monthly basis. However, you can choose to pay more than the EMI, and we do not charge any prepayment penalty.
Q. Where can I avail of a SBI educational loan?
A. The loan is available from all branches in metro/urban areas as well as those having personal banking divisions
A term loan granted to Indian Nationals for pursuing higher education in India or abroad where admission has been secured.







Eligible Courses

All courses having employment prospects are eligible.
• Graduation courses/ Post graduation courses/ Professional courses
• Other courses approved by UGC/Government/AICTE etc.


Expenses considered for loan
• Fees payable to college/school/hostel
• Examination/Library/Laboratory fees
• Purchase of Books/Equipment/Instruments/Uniforms
• Caution Deposit/Building Fund/Refundable Deposit (maximum 10% tution fees for the entire course)
• Travel Expenses/Passage money for studies abroad
• Purchase of computers considered necessary for completion of course
• Cost of a Two-wheeler upto Rs. 50, 000/-
Any other expenses required to complete the course like study tours, project work etc.



Amount of Loan
• For studies in India, maximum Rs. 10 lacs
• Studies abroad, maximum Rs. 20 lacs


Interest Rates
w.e.f. 29.06.2009 (SBAR 11.75%)

SBI Student Loan Scheme
Loan Amount Rate of Interest
Loans upto Rs. 4.00 Lacs 0.50% below SBAR i.e. 11.25% p.a.
Loans above Rs. 4.00 Lacs and
upto Rs. 7.50 Lacs 1.00% above SBAR i.e. 12.75% p.a.
Loans above Rs. 7.50 Lacs At SBAR i.e. 11.75% p.a.

An Interest Rate concession of 0.50% to Girl Student availing Student Loans



Processing Fees
• No processing fee/ upfront charges
• Deposit of Rs. 5000/- for education loan for studies abroad which will be adjusted in the margin money



Repayment Tenure
Repayment will commence one year after completion of course or 6 months after securing a job, whichever is earlier.
Place of Study Loan Amount Repayment Period
in Years
Studies in India Rs. 10.0 lacs 5-7
Studies Abroad Rs. 20.0 lacs 5-7



Security
Amount For loans upto Rs. 10.00 lacs for Studies in India and upto Rs. 20.00 lacs for studies abroad
Upto Rs. 4 lacs No Security
Above Rs. 4 lacs to Rs. 7.50 lacs Collateral security in the form of suitable third party guarantee. The bank may, at its discretion, in exceptional cases, weive third party guarantee if satisfied with the net-worth/means of parent/s who would be executing the documents as "joint borrower".
Above Rs. 7.50 lacs. Tangible collateral security of suitable value, along with the assignment of future income of the student for payment of installments.
All loans should be secured by parent(s)/guardian of the student borrower. In case of married person, co-obligator can be either spouse or the parent(s)/ parents-in-law




Margin
• For loans up to Rs.4.0 lacs : No Margin
• For loans above Rs.4.0 lacs:
o Studies in India: 5%
o Studies Abroad: 15%



Documentation Required
• Completed Education Loan Application Form.
• Mark sheets of last qualifying examination
• Proof of admission scholarship, studentship etc
• Schedule of expenses for the specified course
• 2 passport size photographs
• Borrower's Bank account statement for the last six months
• Income tax assessment order, of last 2 years
• Brief statement of assets and liabilities, of the Co-borrower
• Proof of Income (i.e. Salary slips/ Form 16 etc)
Education is central to the development in any country. Every government levies policies in the National and State level to ensure that this basic need of the population is met through appropriate public and private sector initiatives. With a gradual reduction in government subsidies higher education is getting more and more costly and hence the need for institutional funding in this area.
The scope of education has widened both in India and abroad covering new courses in diversified areas. Development of human capital is a national priority and common enterprise should be that no deserving student is denied opportunity to pursue higher education for want of financial support. Loans for education should be seen as an investment for economic development and prosperity. Knowledge and information would be the driving force for economic growth in the coming years
Objectives of the Scheme
The main emphasis of the Educational Loan Scheme is that every meritorious student though poor is provided with an opportunity to pursue education with the financial support from the banking system with affordable terms and conditions. No deserving student is denied an opportunity to pursue higher education for want of financial support.
In short, the scheme aims at providing financial assistance on reasonable terms:
• to the poor and needy to undertake basic education.
• to the meritorious students to pursue higher/professional/technical education.
The scheme could be adopted by all Commercial Banks. The scheme provides broad guidelines to the banks for operationalising the educational loan scheme and the implementing bank will have the discretion to make changes suiting to the convenience of the students/parents to make it more customer friendly

Government of India in consultation with Reserve Bank of India (RBI) and Indian Banker's Association (IBA) has framed a Comprehensive Educational Loan Scheme to ensure that no deserving student in the Country is deprived of higher education for want of finances. The new scheme covers all type of courses including professional courses in schools and colleges in India and abroad.
The Salient features of the scheme are as under:
• The scheme envisages loans up to Rs.7.5 lakh for studies in India and up to Rs. 15 lakh for studies abroad.
• For loans up to Rs. 4 lakh no collateral or margin is required and the interest rate is not to exceed the Prime Lending Rates (PLR). For loans above Rs. 4 lakh the interest rate will not exceed PLR plus 1 percent.
• The loans are to be repaid over a period of 5 to 7 years with provision of grace period of one year after completion of studies
Tax Benefit
Repayment of an education loan is deductible under section 80E of the Income Tax Act. The yearly limit for deduction is Rs. 40, 000 (for both the principal and the interest). Only loans taken for higher education - fulltime studies in any graduate or post-graduate, professional, and pure and applied science courses - may claim deduction. The deduction will be available for a maximum of eight years starting from the day you start repaying.
Equitable Access to quality higher education has been a concern of the University Grants Commission. To this purpose the Commission, besides encouraging colleges and universities to provide for liberal financial support to the meritorious but needy students, has also been instrumental in educational loan scheme. The Reserve Bank of India (RBI) has issued guidelines in this regard to all commercial banks. A large number of banks have already launched educational loan schemes. Provided below are links to the respective website of individual banks offering such facilities.
Since there is a moratorium period, how will my repayments be determined?
A. The outstanding interest for the moratorium period will be added to the loan amount at the time of commencement of the repayment. The EMI will be determined on this amount at the time the repayment is to commence.
Q. What is EMI? How is it calculated?
A. EMI stands for Equated Monthly Instalments. This instalment comprises both principal and interest components. Your EMI would be calculated depending on the tenor you choose, to repay your loan. The EMI would be higher if you choose to repay within a shorter period as against a longer-term loan. A shorter repayment period, however, reduces your interest cost over the term of the loan.
Q. What is the repayment schedule like?
A. The repayment would begin one year after the course period or six months after you get a job, whichever is earlier. You are expected to pay a minimum amount equivalent to the EMI on a monthly basis. However, you can choose to pay more than the EMI, and we do not charge any prepayment penalty.
Q. Where can I avail of a SBI educational loan?
A. The loan is available from all branches in metro/urban areas as well as those having personal banking divisions
A term loan granted to Indian Nationals for pursuing higher education in India or abroad where admission has been secured.







Eligible Courses

All courses having employment prospects are eligible.
• Graduation courses/ Post graduation courses/ Professional courses
• Other courses approved by UGC/Government/AICTE etc.


Expenses considered for loan
• Fees payable to college/school/hostel
• Examination/Library/Laboratory fees
• Purchase of Books/Equipment/Instruments/Uniforms
• Caution Deposit/Building Fund/Refundable Deposit (maximum 10% tution fees for the entire course)
• Travel Expenses/Passage money for studies abroad
• Purchase of computers considered necessary for completion of course
• Cost of a Two-wheeler upto Rs. 50, 000/-
Any other expenses required to complete the course like study tours, project work etc.



Amount of Loan
• For studies in India, maximum Rs. 10 lacs
• Studies abroad, maximum Rs. 20 lacs


Interest Rates
w.e.f. 29.06.2009 (SBAR 11.75%)

SBI Student Loan Scheme
Loan Amount Rate of Interest
Loans upto Rs. 4.00 Lacs 0.50% below SBAR i.e. 11.25% p.a.
Loans above Rs. 4.00 Lacs and
upto Rs. 7.50 Lacs 1.00% above SBAR i.e. 12.75% p.a.
Loans above Rs. 7.50 Lacs At SBAR i.e. 11.75% p.a.

An Interest Rate concession of 0.50% to Girl Student availing Student Loans



Processing Fees
• No processing fee/ upfront charges
• Deposit of Rs. 5000/- for education loan for studies abroad which will be adjusted in the margin money



Repayment Tenure
Repayment will commence one year after completion of course or 6 months after securing a job, whichever is earlier.
Place of Study Loan Amount Repayment Period
in Years
Studies in India Rs. 10.0 lacs 5-7
Studies Abroad Rs. 20.0 lacs 5-7



Security
Amount For loans upto Rs. 10.00 lacs for Studies in India and upto Rs. 20.00 lacs for studies abroad
Upto Rs. 4 lacs No Security
Above Rs. 4 lacs to Rs. 7.50 lacs Collateral security in the form of suitable third party guarantee. The bank may, at its discretion, in exceptional cases, weive third party guarantee if satisfied with the net-worth/means of parent/s who would be executing the documents as "joint borrower".
Above Rs. 7.50 lacs. Tangible collateral security of suitable value, along with the assignment of future income of the student for payment of installments.
All loans should be secured by parent(s)/guardian of the student borrower. In case of married person, co-obligator can be either spouse or the parent(s)/ parents-in-law




Margin
• For loans up to Rs.4.0 lacs : No Margin
• For loans above Rs.4.0 lacs:
o Studies in India: 5%
o Studies Abroad: 15%



Documentation Required
• Completed Education Loan Application Form.
• Mark sheets of last qualifying examination
• Proof of admission scholarship, studentship etc
• Schedule of expenses for the specified course
• 2 passport size photographs
• Borrower's Bank account statement for the last six months
• Income tax assessment order, of last 2 years
• Brief statement of assets and liabilities, of the Co-borrower
• Proof of Income (i.e. Salary slips/ Form 16 etc)
Education is central to the development in any country. Every government levies policies in the National and State level to ensure that this basic need of the population is met through appropriate public and private sector initiatives. With a gradual reduction in government subsidies higher education is getting more and more costly and hence the need for institutional funding in this area.
The scope of education has widened both in India and abroad covering new courses in diversified areas. Development of human capital is a national priority and common enterprise should be that no deserving student is denied opportunity to pursue higher education for want of financial support. Loans for education should be seen as an investment for economic development and prosperity. Knowledge and information would be the driving force for economic growth in the coming years
Objectives of the Scheme
The main emphasis of the Educational Loan Scheme is that every meritorious student though poor is provided with an opportunity to pursue education with the financial support from the banking system with affordable terms and conditions. No deserving student is denied an opportunity to pursue higher education for want of financial support.
In short, the scheme aims at providing financial assistance on reasonable terms:
• to the poor and needy to undertake basic education.
• to the meritorious students to pursue higher/professional/technical education.
The scheme could be adopted by all Commercial Banks. The scheme provides broad guidelines to the banks for operationalising the educational loan scheme and the implementing bank will have the discretion to make changes suiting to the convenience of the students/parents to make it more customer friendly

In my case they are not even ready to check my offer letter from the college!

i checked over all banks in kanchipuram and i was diverted to other bank, why this is happing so, i really fedup because of this,

i need help my college is going to start on 04/01/2010, till now i can not able to prepare my loan!!!


waiting for help
Arunshah!

politicians announced for getting vote but getting of educational loan is very tourture

Education Loan @ indian bank — Delay in education loan

From
V.SUDHAKAR
CHENGAM TALUK
THIRUVANNAMALI - 606704
Tamilnadu,

This is sudhakar from Thiruvannamali.My brother is going to do B.E in private collage (Anna University).Institution Admitted this year (2009) my service area in Indian Bank, kariyamangalam Branch , We applied for education loan & we conduct branch manager about my brother Education loan he is not listening to our voice simply saying we send your details to branch head we request to give application number to check in online or we can get enquiry status of my brother education loan but no response from the manager.my brother is going to write first semester exam 2009 Till to date we did not get any details about education loan whether we can get are not we does't know what is procedure to get details about education loan any body helps us to get this detail. kindly take action.
This is bank address

Branch: KARIYAMANGALAM
Address: 1/60-A2 MAIN ROAD KARIYAMANGALAM TIRUVANNAMALAI 606709
KARIAMANGALAM (TIRUVANNAMALAI)
TAMIL NADU

regards
sudhakar

sir i am studying diploma electronic communication in 2 year in donbosco at thiruvallur. my native is sriperumbuthur.i request SBI and INDIAN BANK manegers they will not care in my applycation. .As a student i suffered a lot at now i finished my 2year diploma electronic communication for first year 1 and 2and 2yea 3 semester my father get money in outside for high interest but still now my father no more. plz, plz, plz, plz, hellpme
take steps for my problem and help us thank you,

Sir, i had applied for education loan in indian bank one year before. eventhough i had submitt all documents which ever they required, still they did not approve the loan. ever weak i am going to bank. but they cannot give any response to me.still i am not paid my college fees.so i am cornered to discontinue my studies. please help me. Thankingyou M.Rajkumar

I have applied educational loan in indian bank of kamarajar salai branch in madurai-625009. on last 11.11.2009. but bank did not responding to me how will get the loan of my education loan.

i had applied education loan in indian bank at rameswaram.they not give me correct information abt my education loan now after 3 months they told me tht your loan rejected because my brother already brow education loan in same bank. they ask me security or any propertties but we dont have any properties.they not give me in written the reason for rejection of loan and what are the steps of the submitting legal certifictes.I suffered lot. i reqest you to kindly grand me take step. help me...

my name s nirmal am doing my mba in smot school of business chennai i applied loan in lb road branch got rejected i dont no y my seniours got ther r not provideing for our batch ... even last year they got property n gave the loan this nothing, no resp no respect ... am a indian citizen studying mba, have a property, college s affil to BDU trichy ... then y cant i get the loan some one help me ... i want to complain to higher authority give me the mail id

sir,
i'm an MBA student. my mother has an saving bank a/c in Andhra bank(ttp mill branch), Tirupur for the past 10 years. So as a regular customer, i applied for educational loan on september, 2009. but till now, i didn't get the loan and not even know the reason why i can't get the educational loan.
One more thing is, as a regular customer i really got frustrated with the behaviour of the branch manager Mr.madhavan. I ask'd education loan for Rs.75000. Is anyone need 7 months for sanction of a loan? Eventhough i sumbitted all the required documents, i don't know why i can't get education loan. So i kindly request u to take immediate action and provide me the education loan.

please do something for poor students...

using the collector office letter
i trying to get my edu loan(canara bank:panapakkam, vellore dst, tamilnadu) as past 6 months but till it is not sanctioned
kindly help me

please reply me

from:[protected]@yahoo.com

I am Arulkumar Studying MBA First Year in PMC TECH Hosur. I Had applied loan in INDIAN BANK Pennagaram Branch, Dharmapuri(DT). The Manager not accept my application and said no loan for You. I Hoped this way only i pay my fees. becaz my family background is very poor. How Can I study ? i am very hurted for this action. if not avail loan for me i lost my study And get suicide also. So plz Get Immediate action for this I Hope And wait the good reply from you...

Branch Manager Contact NO:[protected]


My E-mail: [protected]@yahoo.com
My Address:
S/o G.Subramani,
Kariyampatti (Vill),
Pennagaram(Tk),
Dharmapuri(DT), 636810
Mob:[protected]

Dear Sir,

I am doing ATDC 1 year course. I asked Indian Bank Koimbedu Brance so many times to the manager. My fee is only 35, 000/-. The Branch manager told me, put some jewells and get the loan for the fee. I con't recommond to the Head office for the least amount of 35, 000/-.

The ATDC Educatcion system is purly Central Governent. Past Four Months he deniying the loan.

Indianbank — educational loan delay

i have apply for educational loan for my daughter ( J.SRUTHI ) last JUNE 2010.but still date i have not received any information or loan reg details from indian bank ,rajapalayam branch,virudhunagar district,tamilnadu. KINDLY CONSIDER THIS MATTER .i will wait for your favourable reply.

thanking you
j.geetha
[protected]

SIR I AM studing. engineering college, I had applied for education loan INDIAN BANK Br, ADIRAM PATTINAM, pin 614701. but branch manager does not response me.i m applied 5 month bfor, how to tel i don"t know sir pls pls pls ..
S.MUHAMED RAFEEQ,
BIG WEVER STREET.
ADIRAM PATTINAM,
PATTUKOTTAI (T.K
TANJAVUR (D.T
TAMIL NADU.

I am applied for educational loan indian bank ganapathy branch
Sept 13th 2010 till date no response delay please kelp me
suffering students

Dear madam/sir,
I Nandha kumar.p S/O, Palanisamy.R have applied for education loan at Tiruchengode Branch, 173/2, sathy Road, V.Chatiram, Erode of 4 lacs(MBA), my application got rejected due to the reason that I am not a meritorious student, so I approached the district collector regarding my loan, he has given a letter for the further process, so I kindly request you to process my application to the earliest as possible, so that it will be helpful for me to pay the pending tuition fee and continue my studies.
thankyou,


NANDHA KUMAR.P,
S/O, PALANISAMY.R,
125, KOTHUKARAR THOTTAM, C.N.C(OPP),
V.CHATRAM,
ERODE-638004.
CONTACT NO:[protected].
MAIL ID: [protected]@gmail.com.

i am devaraj i studied by education loan only so first of all i told thanks to bank which provide education loan. but now problm is they sent advacate-notice to repay the interest of how much i received.bank manager didt provide proper reason and information about interest calculation detail.if i ask about how u calculate the interest means he told first pay the interest then you ask anything like, i am more disappointed i put leave for one day college.please suggest me where ill i complaints about branch manager.bank is INDIAN BANK kalambur branch.


regards

devaraj

Respected sir/madam,
i am pravin kumar i applied loan before 8 months i not get a loan . i studied 2nd year but not to get a 1st year loan. so please help me i am in very poor conditions.i apply loan in <indian bank branch chengam, thiruvannamalai>.my adress 14, thoppur (vill)kayampattu(post)chengam(t.k), thiruvannamalai(dst). my contact no :[protected].please kindly help for me.

thanking you


yours truely,
pravinkumar.r

I am Ram, I have completed MCA and tack education loan[protected]Rs.48000) only in indian bank(keelapuliyur Branch adn Perambalur district). year wise i paid some amount. till now i paid Rs. 23000 so remaining i will pay total amount i think i have (rs.25000). some critical issue and situation i not pay my remaining amount. so before 1 month indian bank send to lawyer notice and meet to Perambalur Court and Judge. My father before 25 days going to Meet Judge, that time Court finaly u pay to remaining amount rs.25000 only and finishe to your education loan.. next day my father going to indian bank manager meet and pay the that amount so pls give form. but manager not accept court decision. you pay rs.37000 . after only i reveid form bank manager told to reply my father. last month stopped to my Father OSP amount.(Monthly Monthly Govt Announce Amount).in Indian bank manger. ??

So what is the solution? but i ready to pay. remaining amount??

Dear Sir,
I P.Naga Sabita Having an current Account in Rajahmundry, prakashnagar Branch, (P-121) pin code 533013 bearing account no:[protected] has applied for an AT Par Cheques and for an on line account six months back my transcations are good . we cannot find the reason for not getting the AtPar cheques and for online account .we have already given all the Requirements Required.
we kindly Request you to Give me the ATPAR cheques and online account immideatly. sir because of not giving atpar cheques i have lost the D.D charges not less that 4000/- Rs. because every month i have to take an D.D average or Rs.2lakhs if i have AtPar cheues it is not necessary to take the D.D so that i can save my D.D charges in my business
Atleast we hope that we can Receive a mail Regarding this.

yours sincerly
P.Naga Sabita

Respected sir,

SUB: regarding the bank loan

I am ilangovan from trichy; I availed a loan amount of 400000 in your bank on 26.12.2003, but due to the ill of my health condition I cant continue the monthly emi regularly. So my overdue is about 80, 000.the bank has advised me to pay the over due. But I can’t pay on that time. I asked manager to pay the money in 3’ installment. But he doesn’t agree with us.
Now he send a notice regarding (selling of our home). So please help us sir, we need our home. I am ready the pay the over due. But he is not accepting. He wants the full amount of (400000) should be paid. With in 24th of this month. I ready to pay the over due…so help us to be continue my loan in this bank it self.


Details:
Bank: Sundar Nagar branch, Trichy-21
HL[protected]

ANAND, Gujarat iNDIAN bANK mANAGER IS SO RUDE THAT PEOPLE SCARED TO TALK TO HIM. Have no manners whatsoever.

HEY INDIAN BANK MANAGER (ANAND, GUJARAT) IS VERY NICE PERSON. NOT RUDE AT ALL. I WENT WITH FEAR BUT CAME WITH JOY COZ OF THEIR GUD WAY OF SERVICE.

RANJITH