Kotak Mahindra Bank — credit card of abn amro bank

Address:

Ghaziabad, Uttar Pradesh, 201010

I am receiving several calls from your agency about the credit card outstanding.in this regard i want to advise that i have no amount outstanding against me. However, if any amount is there, please arrange to provide the details as well as proof of that transaction against which i oew unpaid amount.
Due to this my cibil record is affected also, which i strongly disagree.
Please resolve my issue immediately, otherwise i shall be forced to refer the matter to banking ombudsman.

Regrds

Pankaj rastogi