Kotak Mahindra Bank — Miscommunication about fee and charges

Address:Chennai, Tamil Nadu, 600091

I have been cheated by the bank stating a free card will be given to me based on a personal loan I have taken, But was charged joining fee . Even before I received the card I get a statement with joining fee From July 2015 I have been following about the joining fee reversal . I have handed over the card at the branch stating Dont want the card and I dont want to pay the fee but I have still be levied with charges on the fee and in March 2016 I get a letter that the card is blocked by collections and i need to pay 4000 and my CIBIL is affected due to this . I really dont understand how heart less any bank can be to keep charging on a card which hasd already been surrendered . Could you please help me have this issue resolved as they are not even giving any Higher officals email or contact details for me to discuss the issue
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Kotak Mahindra Bank customer support has been notified about the posted complaint.
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Hi, Apologies for the inconvenience caused to you. We request you to kindly provide your Customer relationship number / Account Number/ Contact number to us at solutions.[protected]@kotak.com enabling us to investigate the matter and assist you further. ^Kotak Team

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