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L&t Finance — Bounce Charges even after paying emi's before due date.

Hello!
I want to inform that i am getting bounce charges even after paying my emi's before due date i.e.3rd of every month. I pay my emi's through Paytm. But i have noticed that my payments are not getting updated on time.Why am i getting bounce charges even after paying my emi's on time?
Kindly look into this matter.
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