[Resolved]  L&t Finance — collection agency calling and threatening for life and death

Address:

Mumbai City, Maharashtra, 400101

Hi,

I have taken a 2 wheeler loan from l&t finance which has an emi of 2223 per month. I have completed2 years of repayment without any break out of total tenure of 4 years.

Recently i have changed my job and old company hasput salary on hold from dec 2018. I have joined new organisation where i will get first salary on 28 feb 2019.

When the collection executives called me for the dues, i have calmly explained the entire scenario and genuine reason to her for emi bounce and requested her to collect iton the 28 feb which ismy salary date.

However, being imature and trained for the abusive recovery process by third party collection agencies (Which has been prohibited by rbi) she proclaimed to send mens at home and threaten me to life and death just for the emi of rs 2223. Is my life so cheaper that anyone can kill me just for 2223?.

She had called me from number[protected].

I want someone to please deeply look into this problem statement. I have no itention to default but dueto unforeseen circumstances the emi has bouced and i am ready to pay it but i will not tolerate any nonsense calls for recovery especially which are abusive and threatening.

If this is the approach l&t finance is approaching just for one emi bounce i would like to get their coordinates forthe legal actions to file compensations for torture, defamation, loss of reputation and goodwill.