Today I went to collect the NOC of my wife's loan 4686286 (LAN) for which all EMIs are payed on time. As per my discussion with your L&T Guy since even after putting money in my wife's account from which emi should be deducted, it was not getting deducted so as per the guys suggestion I payed all the remaining EMIs from my account using the QUICK PAY option of L&T ltfs.com website. And that too all the EMIs went 1 day earlier to the EMi date ie every 2nd of month I sent the money even when the date of Emi was every 3rd of month. You can check the statement from the given LAN no.
Now today I came to know that there are 16 bounces recorded and a charge of approx 6300 plus as still it was checking for payment in my wife's account even after discussion that I will pay from my account. This is just pathetic. If the guy would have told me that change your account so that you don't get these ECS charges then I would have changed. But I THINK YOU PEOPLE DO IT KNOWINGLY SO THAT THESE CHARGES CAN BE GAINED FROM CUSTOMERS. I DONT KNOW IF THIS IS THE CASE THAN THIS IS VERY WRONG.
Please waive off these charges.
I am not in favour of paying any of these. Was this information helpful? | 
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