[Resolved]  L&t Finance — unnecessary fines being charged

Address:

Jharriadih, Arra, Purulia, Purulia, West Bengal, 723121

This is regarding the emi for 2-wheeler loan.
The two wheeler was purchased from *avisek autombile, adra, purulia* which was financed by *l&t finance*. The monthly emi was calculated as *inr 2510.00* which was deducted on monthly basis (3rd, 4th & 12th) till jan-2020. Suddenly, in february 2020 the emi was not deducted and instead fine of *inr 590.00 was deducted thrice in the span for 2 weeks, * though the balance (*inr 2984.00*) was available in the account. Now the l&t folks are calling continuously and asking to pay the emi without listening to our words. The emis in the previous months were also deducted 4th & 5th as well.

For emi of inr 2510.00 l&t finance charged inr 3032.00 of total fine with total amount of inr 5542.00. When sent multiple emails asking for the evidence / term & conditions regarding the fine charges. They are not providing the same.