Maruti Suzuki — Insurance

Address:

Madurai, Tamil Nadu

I was bought a Maruti Swift Dzire Tour Car from Siva Maruti Showroom. We tells the dealer to give a Bumber to bumber policy but he put the normal policy.We are think they are put the bumber to bumber policy.My car was slightly accident at 15/5/2015 in madurai. So, we went to the showroom to repair a car.We are going to claim a Insurance. Surveyor estimated and gives the total amount 1, 92, 000. Surveyor gives us to a 75% of amount and remaining 25% amount of 40, 000 asking to paying ourself. Hears that we are shocked because we have a bumber to bumber policy.The Insurance staffs gives me a full details about that.We are middle class.So, Please Help me sir.