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Jaivilla Dev Shakti 49 Tilak Road, Navyug Colony, Santacruz West, Mumbai, Maharashtra, India - 400054
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Greetings from PaySense.
In regards to the EMI charges please find the below details.
As per the policy, we cannot deduct the first EMI until 30 days are completed from the loan disbursal date. In your case loan disbursal date is 20th November 2021 which does not complete the 30-days cycle on 5th December 2021 hence, for those extra days instead of collecting the complete EMI, you have to pay the interest charges that are termed as the Pre-EMI charges.
Your EMI starts from 5th January 2022 and 1st EMI will include one-time Pre-EMI charges of Rs. 1467. The amount which needs to be paid at the time of 1st EMI is Rs. 7314 and the rest of the EMI will be as per the agreement which is Rs. 5847.
Feel free to contact us at [protected]@gopaysense.com if you have any other concerns.
Regards,
Team PaySense