PaySense — Collection Harassment-Abusive language-Home visit by Goons-Calling relatives and contacts

Hi I lost job in July and was not able to pay EMI after the moratorium is over. I wrote to them asking for a settlement offer and couldnt meet the timeline given for settlement. I asked them time till Dec 15. To my horror they are calling several of my contacts and using abusive language. They are sending some people to home too and they are trying to shame and embarrass me.
This is not a finance company. This is just a group of goons. Avoid taking any loan from them and most importantly uninstall their app immediately if you have it on your phone.