PaySense — harassment from collections

Address:500012
Website:www.gopaysense.com

This has been an on going issue from your collection agents. I have informed you guys about the payments and situations for oct and nov. I spoke to your agents on calls and emails. I even spoke to a manager named rohit. I have requested you guys several times that i would not be able to take calls when i am in office. Every month it is the same issue. Although i have being delaying the payments since last months, i am paying them in full with all the additional changes on the dates i promise to pay. I have been telling you guys not to call until the payment is made specially in my office hours as they do not allow me to take up personal calls. This has been a repeated inconvenience caused by you guys. Your agents do not know how to speak to me, they are not updated with the case nor the conversations. And i do not even understand for a month of delay how can a account go into collections and how can you guys assign a collection agent? Even after several complaints it has been the same. This is affecting me and my job. I have been given warnings at my work place because of your call today from [protected] at 9:50am which can turn into my loss of job. I have enough of your this now. I do understand the payments are late but they are payed in full!! With all the charges. And after informing you guys in detail about the situation its the same thing again. I warned you guys so so many time that if this repeats then i would be lodging a case against you guys. This time i am done with the idiotic things and tactics you guys have been using. I would sue you guys now for all the issues i had with you guys. The way your agents talk. The tactics that you guys use. I have calls of your so call agents who are nothing but gundas go to an extent to say "awkath dekhle apni" who even abused and trethen me and on call they say "is k ghar walo ko call karo ab". And a lot of mental trauma i am going through. And now because of you guys my job is at risk

I have again received a call from your agent mahim and she literally said "see now how will i collect the amount i would call all your friends and family" is this the way you guys talk. It now getting out of my head. Is this the way you guys talk and i asked her are you threatening me and she actually said ' yes"she said she would call my family and friends. I asked who gave you the authority of calling my family of friends she said the company. Enough is enough now. They payment is delayed and not defaulted. I have agreed to pay penalties and all charges and i did as well. The other girl said" ino kya tho be bath karra" are you guys money lenders? Who gave you the authority to talk to me in this was and threaten me of calling, y family and friends who are not at all related to the emi??? What on earth are you guys thing that your doing? I called your manager rohit and he is the same? And this happened while i am at office. I have the call recorded unfortunately i do not have a share option in the app. But if any wants to listen they can. I had enough of you guys. If this is how you guys behave then fine. I am filling a complaint. And how the hell can you get my family or friends number? Who gave you the authority to discuses about the loan with any one elese? Who gave you the contacts? This is completely illegal.
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Hi Abhinav, We do not encourage such behavior. If something like this has happened, we will surely investigate this. Provide us with your registered email Id so that we can look into the same. You may also reach our support team directly on [protected]@gopaysense.com.
Worst company not professional I took loan and already mailed that I will be paying emI bit late due to hospitalzied but they have taken my contacts and all the friends mom sister and all spock with bad words I will really raise the complaint against paysense please don't take loan from here it's really bad company
It's there paysense app... They are illegaly uploading your phone's contacts via there installed app, like true caller.. Just that they are illegally using it as well. Beware of there app.
You guys never take action on any complaint . I have been asking you to take a charge over this agent many time and even the managers are the same. I wish I could know where you office is in hyderabad and where your call center is so that I could personal take up the case and teach you guys how to talk ans behave. anyways. I have already booked a defamation case against you guys with the call records and messages I have since the beginning. starting from the guys AJAY who literally abused me and the guy who claimed to be a lawyer and intimidated me to the agent who calls her self a T.L. which a foul mouth and abusive language like a female illiterate women from a slum " MAHIM". now lets see what you guys come up with. I have delivered so many proofs of the similar kind of reviews over the internet and all the chats and calls I have recorded. NOW YOU NEED TO GET A TASTE OF YOUR OWN MEDICINE!!!
Very important Note:
When the user installs Paysense Loan application on Android devices, it will ask you to enable permissions, unless you don’t enable the permission the app will not work and this how they breach customers security as they retrive all the contacts of the customer on to their server and then use against them.

Paysense collection agents will call every person in your contact just in case you failed to make the payment and reveal that you had taken a loan and literally destroy the image of the customer who has opted for a loan service from Paysense. Paysense has no rights to perform these acts at any given point hence forth I will be personally filing a case against Paysense for breaching customers personal information under data protection ACT 1998. I have recorded conversations from Paysense recovery agents and messages to prove this part. Paysense loan service will soon hear from me very soon.
Ravu9999's reply, Jan 25, 2019
Yes Bro it happen to me also.I did not pay EMI for 20 days due to personal reason, Even i explained to Paysense agent also They called to my relatives and friends without my permission, We should teach them lesson, We should do some thing...
Very important Note:

Even It happen to Me "Paysense collection agents will call every person in your contact just in case you failed to make the payment and reveal that you had taken a loan and literally destroy the image of the customer who has opted for a loan service from Paysense. Paysense has no rights to perform these acts at any given point hence forth I will be personally filing a case against Paysense for breaching customers personal information under data protection ACT 1998 ".I did not pay EMI for 20 days they called to my relatives, Friends and Brother, I asked them who gave permission to call to my relatives, Paysense agents are saying you can do anything you can do(Like Fileing of Civil Case in Court), Even you can go Legal, We should do Something to stop this Paysense nonsense...
I was hospitalized with a heart attack. Their agents Deepali Rupali and deepali called my family and destroyed my reputation. When i paid on the 4th they are refusing to credit the amount. They are frauds. I was wondering how they got my relatives number. Collection agents are gundas

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